Jonah Bank of Wyoming
Casper, WY · Cert 58396 · Peer group: banks under $1B in assets (n=573-620) · Jonah Bankshares
State charter, Fed member · FED · 4 branches
Q2 2026
$562.8MAssets
$395.3MLoans
$508.0MDeposits
$50.8MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 573).
- Widest gap: total risk-based capital ratio trails 94% of banks under $1B in assets (rank 580 of 620).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
2.05%
Rank 69 of 620
Net Interest Margin
4.62%
Rank 48 of 620
Efficiency Ratio
51.12%
Rank 76 of 620
Equity / Assets
9.03%
Rank 468 of 620
Non-interest income vs. expense
Unfavorable gap of $11.1M · efficiency ratio beats 88% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.05% | 0.60% | 1.00% | 1.45% | Beats 89% | 69 / 620 | |
| Return on Equity | 22.76% | 5.30% | 9.30% | 13.29% | Beats 95% | 31 / 620 | |
| Net Interest Margin | 4.62% | 3.02% | 3.53% | 4.04% | Beats 92% | 48 / 620 | |
| Efficiency Ratio | 51.12% | 58.35% | 68.08% | 79.37% | Beats 88% | 76 / 620 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.47% | 1.27% | Beats 100% | 81 / 573 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 71% | 171 / 573 | |
| Capital |
| Tier 1 Capital Ratio | 9.59% | 11.27% | 13.87% | 18.78% | Beats 7% | 578 / 620 | |
| Total Risk-Based Capital Ratio | 9.59% | 11.69% | 14.57% | 19.67% | Beats 6% | 580 / 620 | |
| Equity / Assets | 9.03% | 9.03% | 10.60% | 13.73% | Beats 25% | 468 / 620 | |
| Liquidity & Funding |
| Loans / Deposits | 77.82% | 65.08% | 79.69% | 92.47% | 48th pctl | 306 / 585 | |
| Loans / Assets | 70.23% | 51.85% | 67.17% | 77.86% | 57th pctl | 267 / 620 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |