New Orleans, LA · Charter 5839
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.60% | 1.26% | 1.22% | 0.12% | -0.25% | -186 bps | |
| Return on Equity | 14.44% | 11.29% | 10.51% | 1.04% | -2.17% | -1,660 bps | |
| Net Interest Margin | 6.71% | 6.88% | 7.16% | 6.25% | 6.44% | -27 bps | |
| Efficiency Ratio | 78.42% | 83.51% | 84.56% | 98.42% | 103.43% | +2,501 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.96% | 6.83% | 7.66% | 4.52% | -3.10% | -1,006 bps | |
| Loan Growth (YoY) | -2.71% | 0.27% | 1.15% | -5.55% | -4.11% | -140 bps | |
| Share Growth (YoY) | 6.28% | 6.25% | 7.13% | 3.93% | -3.83% | -1,011 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.88% | 1.76% | 0.35% | 0.04% | 0.04% | -184 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.88% | 0.60% | 0.63% | 0.62% | 0.67% | -21 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.11% | 11.13% | 11.64% | 11.34% | 11.70% | +59 bps | |
| Net Worth / Assets | 11.11% | 11.13% | 11.64% | 11.34% | 11.70% | +59 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 90.57% | 87.69% | 90.00% | 84.00% | 90.31% | -26 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |