Glendale, CA · Cert 58360
FDIC · 4 branches
Q2 2018
Market Position · Los Angeles-Long Beach-Anaheim, CA · 2018 SOD (annual) · 0.0% share · #79 of 121 inst. · $0.2B of $536.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.48% | 0.51% | 0.57% | 0.64% | 0.69% | 0.75% | 0.81% | 0.76% | +11 bps | |
| Return on Equity | 4.02% | 4.30% | 4.90% | 5.50% | 5.90% | 6.37% | 6.44% | 5.92% | +42 bps | |
| Net Interest Margin | 3.22% | 3.29% | 3.31% | 3.38% | 3.43% | 3.41% | 3.45% | 3.36% | -1 bps | |
| Efficiency Ratio | 76.17% | 74.93% | 71.28% | 68.45% | 66.43% | 65.98% | 74.46% | 72.69% | +425 bps | |
| Non-Interest Burden | 2.39% | 2.41% | 2.31% | 2.26% | 2.23% | 2.20% | 2.55% | 2.42% | +16 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.81% | 5.80% | 9.68% | 8.18% | 4.55% | 1.10% | -1.90% | -4.16% | -1,234 bps | |
| Loan Growth (YoY) | 33.28% | 9.55% | 17.20% | 6.12% | 2.96% | 11.35% | -0.31% | 0.02% | -611 bps | |
| Deposit Growth (YoY) | 3.75% | 6.13% | 10.67% | 8.71% | 4.48% | 2.15% | -1.45% | -4.05% | -1,277 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | -0.01% | -0.01% | 0.00% | 0.00% | 0.00% | 0.12% | -0.01% | 0.00% | 0 bps | |
| Allowance / Loans | 1.29% | 1.30% | 1.21% | 1.25% | 1.25% | 1.05% | 1.09% | 1.12% | -13 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.26% | 11.50% | 11.49% | 11.48% | 11.91% | 12.03% | 12.61% | 12.73% | +126 bps | |
| Total Risk-Based Capital | 14.00% | 14.46% | 13.74% | 14.61% | 14.88% | 14.20% | 15.16% | 15.75% | +114 bps | |
| Equity / Assets | 11.81% | 11.63% | 11.75% | 11.59% | 11.95% | 12.33% | 12.95% | 13.02% | +144 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 98.20% | 94.32% | 101.16% | 94.84% | 96.77% | 102.81% | 102.32% | 98.87% | +402 bps | |
| Liquid Assets / Assets | 9.21% | 12.46% | 7.31% | 13.42% | 12.17% | 5.48% | 7.12% | 9.69% | -373 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |