Glendale, CA · Cert 58360
FDIC · 4 branches
Q2 2018
Market Position · Los Angeles-Long Beach-Anaheim, CA · 2018 SOD (annual) · 0.0% share · #79 of 121 inst. · $0.2B of $536.2B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.71% | 0.79% | 0.94% | 0.81% | 0.70% | -1 bps | |
| Return on Equity | 6.08% | 6.70% | 7.72% | 6.44% | 5.40% | -69 bps | |
| Net Interest Margin | 3.54% | 3.50% | 3.52% | 3.45% | 3.30% | -24 bps | |
| Efficiency Ratio | 65.85% | 62.53% | 64.66% | 74.46% | 70.88% | +504 bps | |
| Non-Interest Burden | 2.28% | 2.12% | 2.23% | 2.55% | 2.30% | +2 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.18% | 4.55% | 1.10% | -1.90% | -4.16% | -1,234 bps | |
| Loan Growth (YoY) | 6.12% | 2.96% | 11.35% | -0.31% | 0.02% | -611 bps | |
| Deposit Growth (YoY) | 8.71% | 4.48% | 2.15% | -1.45% | -4.05% | -1,277 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.48% | -0.01% | 0.00% | 0 bps | |
| Allowance / Loans | 1.25% | 1.25% | 1.05% | 1.09% | 1.12% | -13 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 11.48% | 11.91% | 12.03% | 12.61% | 12.73% | +126 bps | |
| Total Risk-Based Capital | 14.61% | 14.88% | 14.20% | 15.16% | 15.75% | +114 bps | |
| Equity / Assets | 11.59% | 11.95% | 12.33% | 12.95% | 13.02% | +144 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 94.84% | 96.77% | 102.81% | 102.32% | 98.87% | +402 bps | |
| Liquid Assets / Assets | 13.42% | 12.17% | 5.48% | 7.12% | 9.69% | -373 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |