PackageTrendsPeer
Letter portraitLegal landscape

Citigroup Trust - Delaware, National Association

Wilmington, DE · Cert 58335

FDIC

Q1 2013

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q1 2013, the quarter ended March 31, 2013, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Citigroup Trust - Delaware, National Association

Wilmington, DE · Cert 58335

FDIC

Q1 2013

$11.8MAssets
n/aLoans
n/aDeposits
$9.7MEquity

NIM

0.22%Q1 ’110.24%Q1 ’120.02%Q1 ’13+11%-91%

Non-interest income vs. expense

0.30%Q1 ’112.34%Q1 ’1249.13%Q1 ’13+124%-3017%

Executive Summary

  • Earnings: ROA of -46.76%, down 4,570 bps year over year; NIM at 0.02%.

Financial Results

Return on Assets (YTD, annualized)

-46.76%-4,570 bps YoY

Net Interest Margin (YTD, annualized)

0.02%-22 bps YoY

Efficiency Ratio (YTD, annualized)

55.33%-13,536 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

MetricQ1 2012Q2 2012Q3 2012Q4 2012Q1 2013YoY ΔTrend
Earnings
Return on Assets-1.05%2.51%4.62%5.15%-46.76%-4,570 bps
Return on Equity-1.47%3.24%6.06%6.82%-62.88%-6,142 bps
Net Interest Margin0.24%0.20%0.23%0.42%0.02%-22 bps
Efficiency Ratio190.68%66.68%75.00%80.59%55.33%-13,536 bps
Non-Interest Burden1.36%-2.36%-4.41%-10.73%-39.65%-4,100 bps
Growth
Asset Growth (YoY)-13.52%-13.99%-69.50%-76.08%-73.89%-6,037 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Total Risk-Based Capital284%264%81.63%111.78%332%+4,841 bps
Equity / Assets90.74%91.71%63.24%68.71%82.25%-849 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/a
Liquid Assets / Assets73.11%68.05%0.58%0.61%0.85%-7,226 bps
CRE / Total Capitaln/an/an/an/an/an/an/a