Minneapolis, MN · Cert 58303 · Ameriprise Financial Inc.
State savings bank · OCC · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks over $10B in assets (n=142 to 144). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
64
Asset Quality
79
Profitability
95
Liquidity
0
Efficiency
99
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Minneapolis, MN · Cert 58303 · Ameriprise Financial Inc.
State savings bank · OCC · 2 branches
Q2 2026
Market Position · Minneapolis-St. Paul-Bloomington, MN-WI · 2026 SOD (annual) · 9.5% share · #3 of 125 inst. · $23.9B of $253.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.19% | 3.15% | 3.04% | 3.10% | 3.10% | 3.08% | 3.06% | 3.05% | -5 bps | |
| Return on Equity | 64.79% | 64.19% | 58.39% | 56.22% | 53.64% | 52.44% | 50.40% | 50.95% | -528 bps | |
| Net Interest Margin | 4.43% | 4.31% | 4.30% | 4.36% | 4.40% | 4.30% | 4.35% | 4.37% | +1 bps | |
| Efficiency Ratio | 9.06% | 9.49% | 9.80% | 9.69% | 9.75% | 9.87% | 9.67% | 9.99% | +30 bps | |
| Non-Interest Burden | 0.32% | 0.33% | 0.36% | 0.36% | 0.37% | 0.36% | 0.36% | 0.38% | +1 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.99% | 4.47% | 7.19% | 5.96% | 4.71% | 7.24% | 5.53% | 6.13% | +17 bps | |
| Loan Growth (YoY) | 34.95% | 39.13% | 39.93% | 35.60% | 45.28% | 46.48% | 62.62% | 71.80% | +3,620 bps | |
| Deposit Growth (YoY) | 3.63% | 3.76% | 6.29% | 4.80% | 3.97% | 6.08% | 4.87% | 6.41% | +161 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.15% | 0.19% | 0.18% | 0.17% | 0.16% | 0.17% | 0.18% | 0.18% | +2 bps | |
| Net Charge-Offs / Loans | 0.24% | 0.22% | 0.21% | 0.21% | 0.18% | 0.16% | 0.12% | 0.10% | -10 bps | |
| Allowance / Loans | 0.79% | 0.71% | 0.76% | 0.70% | 0.62% | 0.58% | 0.48% | 0.46% | -24 bps | |
| Allowance Coverage of NPLs | 5.3x | 3.7x | 4.2x | 4.2x | 4.0x | 3.4x | 2.8x | 2.5x | -1.7x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 7.39% | 7.35% | 7.46% | 7.62% | 7.74% | 7.32% | 7.28% | 7.38% | -24 bps | |
| Total Risk-Based Capital | 35.75% | 34.06% | 33.64% | 35.10% | 35.47% | 32.83% | 31.37% | 30.57% | -453 bps | |
| Equity / Assets | 5.92% | 4.82% | 5.60% | 6.12% | 6.53% | 6.25% | 5.89% | 5.84% | -28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 5.50% | 5.94% | 6.21% | 6.81% | 7.69% | 8.20% | 9.63% | 10.99% | +418 bps | |
| Liquid Assets / Assets | 11.98% | 10.72% | 7.28% | 10.16% | 13.68% | 11.58% | 10.47% | 9.69% | -47 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |
Minneapolis, MN · Cert 58303 · Peer group: banks over $10B in assets (n=142-144) · Ameriprise Financial Inc.
State savings bank · OCC · 2 branches
Q2 2026
Return on Assets
3.05%
Rank 4 of 144
Net Interest Margin
4.37%
Rank 17 of 144
Efficiency Ratio
10.07%
Rank 2 of 144
Equity / Assets
5.84%
Rank 143 of 144
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 3.05% | 1.00% | 1.26% | 1.54% | Beats 97% | 4 / 144 | ||
| Return on Equity | 52.17% | 8.98% | 11.34% | 14.40% | Beats 99% | 1 / 144 | ||
| Net Interest Margin | 4.37% | 2.82% | 3.31% | 3.68% | Beats 88% | 17 / 144 | ||
| Efficiency Ratio | 10.07% | 49.42% | 56.02% | 62.41% | Beats 99% | 2 / 144 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.18% | 0.48% | 0.73% | 1.07% | Beats 92% | 12 / 142 | ||
| Net Charge-Offs / Loans | 0.07% | 0.05% | 0.11% | 0.22% | Beats 66% | 49 / 142 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 30.38% | 12.07% | 12.98% | 14.92% | Beats 95% | 7 / 144 | ||
| Total Risk-Based Capital Ratio | 30.57% | 13.39% | 14.14% | 16.25% | Beats 95% | 7 / 144 | ||
| Equity / Assets | 5.84% | 9.69% | 11.39% | 12.96% | Beats 1% | 143 / 144 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 10.99% | 75.72% | 84.92% | 91.56% | 1st pctl | 141 / 143 | ||
| Loans / Assets | 10.32% | 59.83% | 69.07% | 74.80% | 2nd pctl | 141 / 144 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||