Table Rock Community Bank
Kimberling City, MO · Cert 58300 · Peer group: banks under $1B in assets in MO (n=82-83) · Alton Bancshares Inc.
State charter, non-member · FDIC · 7 branches
Q2 2026
$568.9MAssets
$442.7MLoans
$503.9MDeposits
$43.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of banks under $1B in assets in MO (rank 30 of 82).
- Widest gap: equity / assets trails 93% of banks under $1B in assets in MO (rank 77 of 83).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.03%
Rank 62 of 83
Net Interest Margin
3.47%
Rank 58 of 83
Efficiency Ratio
59.42%
Rank 45 of 83
Equity / Assets
7.72%
Rank 77 of 83
Non-interest income vs. expense
Unfavorable gap of $10.4M · efficiency ratio beats 47% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.96% | 1.32% | 1.75% | Beats 25% | 62 / 83 | |
| Return on Equity | 13.35% | 9.66% | 12.96% | 15.76% | Beats 54% | 38 / 83 | |
| Net Interest Margin | 3.47% | 3.35% | 3.85% | 4.16% | Beats 30% | 58 / 83 | |
| Efficiency Ratio | 59.42% | 49.83% | 58.83% | 68.51% | Beats 47% | 45 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.08% | 0.51% | 1.01% | Beats 65% | 30 / 82 | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.06% | Beats 39% | 51 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 10.84% | 11.01% | 12.49% | 14.98% | Beats 19% | 67 / 83 | |
| Total Risk-Based Capital Ratio | 11.99% | 11.13% | 13.01% | 15.10% | Beats 37% | 52 / 83 | |
| Equity / Assets | 7.72% | 8.83% | 10.71% | 13.29% | Beats 7% | 77 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 87.86% | 69.28% | 83.22% | 91.21% | 67th pctl | 27 / 82 | |
| Loans / Assets | 77.81% | 59.34% | 71.15% | 78.36% | 72nd pctl | 23 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |