Eagle Bank
Polson, MT · Cert 58282 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Salish&Kootenai Bcorp
State charter, non-member · FDIC · 1 branch
Q2 2026
$179.5MAssets
$98.5MLoans
$157.7MDeposits
$20.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: total risk-based capital ratio trails 63% of banks under $1B in assets operating in a single state (rank 469 of 746).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.34%
Rank 21 of 746
Net Interest Margin
5.22%
Rank 18 of 746
Efficiency Ratio
38.94%
Rank 19 of 746
Equity / Assets
11.48%
Rank 283 of 746
Non-interest income vs. expense
Unfavorable gap of $3.3M · efficiency ratio beats 98% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.34% | 0.72% | 1.06% | 1.45% | Beats 97% | 21 / 746 | | |
| Return on Equity | 20.40% | 6.74% | 10.51% | 13.63% | Beats 97% | 24 / 746 | | |
| Net Interest Margin | 5.22% | 3.17% | 3.68% | 4.16% | Beats 98% | 18 / 746 | | |
| Efficiency Ratio | 38.94% | 55.74% | 64.58% | 75.47% | Beats 98% | 19 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 57% | 319 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 13.03% | 11.55% | 13.75% | 17.60% | Beats 42% | 433 / 746 | | |
| Total Risk-Based Capital Ratio | 13.03% | 11.71% | 14.33% | 18.43% | Beats 37% | 469 / 746 | | |
| Equity / Assets | 11.48% | 8.90% | 10.51% | 13.06% | Beats 62% | 283 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.46% | 61.31% | 78.27% | 90.78% | 26th pctl | 550 / 746 | | |
| Loans / Assets | 54.88% | 53.60% | 66.97% | 76.08% | 27th pctl | 547 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |