Signature Bank
Rosemont, IL · Cert 58264 · Peer group: banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=31) · Signature Bcorp Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$2.1BAssets
$1.4BLoans
$1.8BDeposits
$215.2MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 2 of 31).
- Widest gap: net charge-offs / loans trails 97% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 31 of 31).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.07%
Rank 30 of 31
Net Interest Margin
3.90%
Rank 4 of 31
Efficiency Ratio
41.73%
Rank 10 of 31
Equity / Assets
10.40%
Rank 12 of 31
Non-interest income vs. expense
Unfavorable gap of $27.5M · efficiency ratio beats 71% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.07% | 1.15% | 1.39% | 1.64% | Beats 3% | 30 / 31 | | |
| Return on Equity | 0.63% | 11.05% | 13.35% | 16.66% | Beats 3% | 30 / 31 | | |
| Net Interest Margin | 3.90% | 3.00% | 3.28% | 3.75% | Beats 87% | 4 / 31 | | |
| Efficiency Ratio | 41.73% | 37.25% | 50.71% | 61.60% | Beats 71% | 10 / 31 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.18% | 0.41% | 1.00% | Beats 90% | 4 / 31 | | |
| Net Charge-Offs / Loans | 1.91% | 0.00% | 0.04% | 0.11% | Beats 3% | 31 / 31 | | |
| Capital |
| Tier 1 Capital Ratio | 16.08% | 10.88% | 11.50% | 13.72% | Beats 94% | 2 / 31 | | |
| Total Risk-Based Capital Ratio | 16.98% | 11.53% | 12.02% | 14.77% | Beats 94% | 2 / 31 | | |
| Equity / Assets | 10.40% | 8.90% | 10.15% | 11.24% | Beats 61% | 12 / 31 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.36% | 80.56% | 87.67% | 94.53% | 3rd pctl | 30 / 31 | | |
| Loans / Assets | 65.38% | 67.81% | 73.77% | 76.85% | 13th pctl | 27 / 31 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |