PackageTrendsPeer
Letter portraitLegal landscape

Global Bank

New York, NY · Cert 58263 · Peer group: banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=30-31)

State charter, non-member · FDIC · 3 branches

Q2 2026

$304.2MAssets
$248.3MLoans
$212.8MDeposits
$35.9MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 17 of 30).
  • Widest gap: total risk-based capital ratio trails 94% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 29 of 31).
  • Overall: at or above the peer median on 1 of 9 directional measures.

Return on Assets

-0.02%

Rank 24 of 31

Net Interest Margin

3.07%

Rank 19 of 31

Efficiency Ratio

91.39%

Rank 23 of 31

Equity / Assets

11.81%

Rank 20 of 31

Non-interest income vs. expense

$0.5M$8.9MINCOMEEXPENSE
Unfavorable gap of $8.4M · efficiency ratio beats 29% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area
Bank 91.39%Peer median 83.7%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets-0.02%-0.02%0.39%0.84%Beats 23%24 / 31
Return on Equity-0.19%-0.19%2.57%5.72%Beats 23%24 / 31
Net Interest Margin3.07%2.51%3.30%3.85%Beats 39%19 / 31
Efficiency Ratio91.39%68.41%83.66%91.76%Beats 29%23 / 31
Asset Quality
Nonperforming Loans / Loans4.49%0.18%0.47%2.65%Beats 13%27 / 30
Net Charge-Offs / Loans0.00%n/an/a0.02%Beats 100%17 / 30
Capital
Tier 1 Capital Ratio12.11%13.24%15.54%26.77%Beats 13%27 / 31
Total Risk-Based Capital Ratio12.11%14.07%16.32%26.77%Beats 6%29 / 31
Equity / Assets11.81%10.38%13.26%17.83%Beats 35%20 / 31
Liquidity & Funding
Loans / Deposits116.71%84.03%94.98%103.65%90th pctl3 / 31
Loans / Assets81.61%61.61%75.31%83.78%68th pctl10 / 31
Brokered Deposits / Depositsn/aNot reported for this institution