Reston, VA · Cert 58243 · John Marshall Bcorp Inc.
State charter, Fed member · FED · 8 branches
Q2 2026
Market Position · Washington-Arlington-Alexandria, DC-VA-MD-WV · 2026 SOD (annual) · 0.7% share · #19 of 71 inst. · $2.0B of $301.4B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.97% | 1.02% | 1.09% | 1.12% | 1.26% | +29 bps | |
| Return on Equity | 8.00% | 8.41% | 9.01% | 9.22% | 10.29% | +228 bps | |
| Net Interest Margin | 2.73% | 2.79% | 2.80% | 2.88% | 3.03% | +30 bps | |
| Efficiency Ratio | 51.28% | 52.53% | 46.33% | 50.65% | 47.64% | -364 bps | |
| Non-Interest Burden | 1.37% | 1.43% | 1.26% | 1.43% | 1.34% | -4 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.09% | 2.20% | 4.37% | 3.52% | 5.94% | +603 bps | |
| Loan Growth (YoY) | 4.91% | 5.18% | 5.51% | 5.52% | 5.11% | +20 bps | |
| Deposit Growth (YoY) | -0.77% | 1.61% | 4.25% | 3.38% | 4.95% | +572 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.05% | 0.05% | 0.01% | +1 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.07% | -0.01% | 0.03% | +3 bps | |
| Allowance / Loans | 1.01% | 1.02% | 1.00% | 1.01% | 1.00% | 0 bps | |
| Allowance Coverage of NPLs | n/a | n/a | 18.3x | 20.0x | 75.6x | n/a | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 12.77% | 12.69% | 12.49% | 12.60% | 12.95% | +18 bps | |
| Total Risk-Based Capital | 16.33% | 16.56% | 16.25% | 16.48% | 16.68% | +36 bps | |
| Equity / Assets | 12.21% | 12.14% | 12.15% | 12.23% | 12.29% | +7 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 100.74% | 98.31% | 99.79% | 99.04% | 100.90% | +16 bps | |
| Liquid Assets / Assets | 8.74% | 10.52% | 9.10% | 9.74% | 9.98% | +124 bps | |
| CRE / Total Capital | n/a | 477% | 480% | 476% | n/a | n/a | |