Roselle, IL · Cert 58216 · Bank of Montreal
National charter · OCC · 1 affiliate bank · 1 branch (989 in holding)
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 0.0% share · #143 of 147 inst. · $0.0B of $630.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.39% | 0.39% | 0.46% | 0.58% | 0.58% | +19 bps | |
| Return on Equity | 0.45% | 0.45% | 0.53% | 0.67% | 0.67% | +22 bps | |
| Net Interest Margin | 0.12% | 0.11% | 0.12% | 0.10% | 0.10% | -3 bps | |
| Efficiency Ratio | -320% | -357% | -410% | -700% | -700% | -38,000 bps | |
| Non-Interest Burden | -0.39% | -0.41% | -0.50% | -0.68% | -0.68% | -29 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.53% | 0.52% | 0.49% | 0.56% | 0.39% | -14 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 87.69% | 87.30% | 87.38% | 87.40% | 87.50% | -20 bps | |
| Total Risk-Based Capital | 446% | 446% | 446% | 446% | 447% | +92 bps | |
| Equity / Assets | 87.24% | 87.30% | 87.31% | 87.35% | 87.46% | +22 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |