Bonaparte, IA · Cert 5820 · Logan Investment Corp.
State charter, non-member · FDIC · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.35% | 2.86% | 2.30% | 1.25% | 1.23% | -12 bps | |
| Return on Equity | 9.00% | 18.45% | 14.52% | 7.34% | 7.25% | -174 bps | |
| Net Interest Margin | 4.86% | 6.91% | 5.94% | 4.59% | 4.60% | -26 bps | |
| Efficiency Ratio | 66.52% | 50.50% | 57.38% | 71.24% | 71.84% | +531 bps | |
| Non-Interest Burden | 2.93% | 3.01% | 3.02% | 2.94% | 3.00% | +7 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 12.66% | 28.84% | 16.01% | 1.95% | 11.75% | -92 bps | |
| Loan Growth (YoY) | 51.92% | 49.30% | 52.33% | 52.33% | 40.53% | -1,140 bps | |
| Deposit Growth (YoY) | 7.08% | 23.90% | 13.62% | -7.68% | 6.32% | -76 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.37% | 1.52% | 0.17% | 0.28% | 1.11% | -26 bps | |
| Net Charge-Offs / Loans | 0.37% | 0.30% | 0.33% | 0.14% | 0.02% | -36 bps | |
| Allowance / Loans | 2.97% | 2.60% | 2.18% | 2.01% | 1.94% | -103 bps | |
| Allowance Coverage of NPLs | 2.2x | 1.7x | 13.1x | 7.1x | 1.8x | -0.4x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 14.37% | 16.59% | 15.54% | 16.10% | 16.11% | +173 bps | |
| Total Risk-Based Capital | 14.37% | 16.59% | 15.54% | 16.10% | 16.11% | +173 bps | |
| Equity / Assets | 15.79% | 16.94% | 17.07% | 16.96% | 16.88% | +109 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 55.34% | 58.40% | 65.80% | 73.63% | 73.14% | +1,781 bps | |
| Liquid Assets / Assets | 11.59% | 12.36% | 6.35% | 7.61% | 6.69% | -490 bps | |
| CRE / Total Capital | n/a | 45.23% | 53.74% | 64.82% | n/a | n/a | |