Wilmington, DE · Cert 58188 · HSBC Holdings PLC
National charter · OCC · 1 affiliate bank · 1 branch (22 in holding)
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.0% share · #81 of 88 inst. · $0.0B of $685.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 5.14% | 5.03% | 4.70% | 4.64% | 4.66% | 4.75% | 4.53% | 4.56% | -8 bps | |
| Return on Equity | 5.29% | 5.17% | 4.82% | 4.77% | 4.80% | 4.88% | 4.63% | 4.67% | -10 bps | |
| Net Interest Margin | 5.39% | 5.23% | 4.34% | 4.36% | 4.38% | 4.28% | 3.63% | 3.65% | -72 bps | |
| Efficiency Ratio | 16.81% | 17.48% | 18.90% | 19.56% | 19.16% | 19.38% | 18.77% | 19.92% | +36 bps | |
| Non-Interest Burden | -1.39% | -1.40% | -1.90% | -1.79% | -1.78% | -1.98% | -2.35% | -2.33% | -54 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.45% | -1.75% | -1.88% | -2.09% | -2.31% | -0.10% | 0.02% | 0.20% | +229 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -0.20% | -0.20% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 96.97% | 94.20% | 97.32% | 97.12% | 96.82% | 96.65% | 97.78% | 97.77% | +65 bps | |
| Total Risk-Based Capital | 96.97% | 94.20% | 97.32% | 97.12% | 96.82% | 96.65% | 97.78% | 97.77% | +65 bps | |
| Equity / Assets | 96.67% | 97.33% | 97.37% | 96.95% | 96.61% | 97.77% | 97.83% | 97.41% | +46 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 96.22% | 94.74% | 95.46% | 96.01% | 95.48% | 94.82% | 95.97% | 95.36% | -65 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |