PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bridgport Brass Indianapolis

Indianapolis, IN · Charter 5813

Q2 1999

$7.6MAssets
$2.5MLoans
$6.6MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.95%, down 328 bps year over year.
  • Asset quality: problem loans at 6.73% of loans (+610 bps YoY).
  • Funding: loans stand at 37.45% of shares as of Q2 1999.

Financial Results

Return on Assets (YTD, annualized)

0.95%-328 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q4 1997Q2 1998Q4 1998Q2 1999YoY ΔTrend
Earnings
Return on Assets4.23%4.39%2.30%1.60%0.95%-328 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-1.62%-0.53%-2.79%-4.76%-13.94%-1,232 bps
Loan Growth (YoY)59.46%86.79%74.30%14.07%-22.89%-8,234 bps
Share Growth (YoY)-1.52%-2.98%-2.72%-4.20%-13.41%-1,189 bps
Asset Quality
Delinquent Loans / Loans0.63%1.56%5.13%1.96%6.73%+610 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.32%0.77%2.42%1.72%2.93%+162 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares42.06%50.65%46.43%40.08%37.45%-461 bps
Liquid Assets / Assets27.91%35.62%40.80%15.84%42.79%+1,488 bps