Bridgport Brass Indianapolis

Indianapolis, IN · Charter 5813

Q2 1999

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 1999, the quarter ended June 30, 1999, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Indianapolis, IN · Charter 5813

Q2 1999

$7.6MAssets

$2.5MLoans

$6.6MShares

n/aNet Worth

NIM decomposition not available for credit unions

Non-interest trend not available for credit unions

Return on Assets (YTD, annualized)

0.95%-328 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

Metric	Q2 1997	Q4 1997	Q2 1998	Q4 1998	Q2 1999	YoY Δ	Trend
Earnings
Return on Assets	4.23%	4.39%	2.30%	1.60%	0.95%	-328 bps
Return on Equity	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Efficiency Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Growth
Asset Growth (YoY)	-1.62%	-0.53%	-2.79%	-4.76%	-13.94%	-1,232 bps
Loan Growth (YoY)	59.46%	86.79%	74.30%	14.07%	-22.89%	-8,234 bps
Share Growth (YoY)	-1.52%	-2.98%	-2.72%	-4.20%	-13.41%	-1,189 bps
Asset Quality
Delinquent Loans / Loans	0.63%	1.56%	5.13%	1.96%	6.73%	+610 bps
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	1.32%	0.77%	2.42%	1.72%	2.93%	+162 bps
Capital
Risk-Based Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Worth / Assets	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquidity & Funding
Loans / Shares	42.06%	50.65%	46.43%	40.08%	37.45%	-461 bps
Liquid Assets / Assets	27.91%	35.62%	40.80%	15.84%	42.79%	+1,488 bps