PackageTrendsPeer
Letter portraitLegal landscape

Bank of Belleville

Belleville, IL · Cert 58114 · Peer group: banks under $1B in assets in the St. Louis, MO-IL area (n=38-40) · Belleville Bcorp Inc.

State charter, non-member · FDIC · 4 branches

Q2 2026

$562.9MAssets
$391.7MLoans
$411.4MDeposits
$40.4MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the St. Louis, MO-IL area (rank 9 of 38).
  • Widest gap: equity / assets trails 90% of banks under $1B in assets in the St. Louis, MO-IL area (rank 36 of 40).
  • Overall: at or above the peer median on 3 of 9 directional measures.

Return on Assets

0.98%

Rank 22 of 40

Net Interest Margin

2.99%

Rank 31 of 40

Efficiency Ratio

62.90%

Rank 18 of 40

Equity / Assets

7.18%

Rank 36 of 40

Non-interest income vs. expense

$1.1M$11.1MINCOMEEXPENSE
Unfavorable gap of $9.9M · efficiency ratio beats 57% of banks under $1B in assets in the St. Louis, MO-IL area
Bank 62.90%Peer median 64.4%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets0.98%0.64%1.04%1.26%Beats 45%22 / 40
Return on Equity13.63%6.25%9.97%13.41%Beats 78%9 / 40
Net Interest Margin2.99%3.09%3.22%3.62%Beats 23%31 / 40
Efficiency Ratio62.90%57.08%64.37%75.86%Beats 57%18 / 40
Asset Quality
Nonperforming Loans / Loans2.02%0.14%0.62%1.92%Beats 24%30 / 38
Net Charge-Offs / Loans0.00%0.00%0.01%0.09%Beats 100%9 / 38
Capital
Tier 1 Capital Ratio11.16%10.29%12.88%15.77%Beats 35%26 / 40
Total Risk-Based Capital Ratio12.13%10.64%13.30%17.01%Beats 40%24 / 40
Equity / Assets7.18%8.59%9.46%12.46%Beats 10%36 / 40
Liquidity & Funding
Loans / Deposits95.21%66.12%79.48%94.60%80th pctl8 / 40
Loans / Assets69.59%54.69%68.52%77.46%53rd pctl19 / 40
Brokered Deposits / Depositsn/aNot reported for this institution