Paradise Bank
Boca Raton, FL · Cert 58030 · Peer group: banks under $1B in assets (n=581-629) · Paradise Bcorp Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
$415.2MAssets
$285.2MLoans
$381.2MDeposits
$30.6MEquity
Executive Summary
- Strongest standing: return on equity outperforms 96% of banks under $1B in assets (rank 23 of 629).
- Widest gap: equity / assets trails 93% of banks under $1B in assets (rank 586 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.81%
Rank 92 of 629
Net Interest Margin
4.48%
Rank 68 of 629
Efficiency Ratio
58.81%
Rank 162 of 629
Equity / Assets
7.36%
Rank 586 of 629
Non-interest income vs. expense
Unfavorable gap of $10.0M · efficiency ratio beats 74% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.81% | 0.60% | 1.01% | 1.45% | Beats 85% | 92 / 629 | | |
| Return on Equity | 24.65% | 5.38% | 9.30% | 13.28% | Beats 96% | 23 / 629 | | |
| Net Interest Margin | 4.48% | 3.03% | 3.54% | 4.05% | Beats 89% | 68 / 629 | | |
| Efficiency Ratio | 58.81% | 58.35% | 67.79% | 79.08% | Beats 74% | 162 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.09% | 0.46% | 1.20% | Beats 79% | 122 / 581 | | |
| Net Charge-Offs / Loans | 0.05% | n/a | 0.01% | 0.06% | Beats 27% | 425 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 13.21% | 11.24% | 13.84% | 18.77% | Beats 46% | 341 / 629 | | |
| Total Risk-Based Capital Ratio | 14.25% | 11.58% | 14.43% | 19.66% | Beats 48% | 325 / 629 | | |
| Equity / Assets | 7.36% | 9.09% | 10.65% | 13.80% | Beats 7% | 586 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.82% | 67.24% | 80.90% | 93.48% | 39th pctl | 364 / 594 | | |
| Loans / Assets | 68.69% | 53.31% | 67.71% | 78.15% | 52nd pctl | 303 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |