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California International Bank, N.A.

Westminster, CA · Cert 57974 · Peer group: banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=27-28)

National charter · OCC · 1 branch

Q2 2026

$120.9MAssets
$83.6MLoans
$105.9MDeposits
$13.8MEquity

Return on Assets

1.45%

Rank 7 of 28

Net Interest Margin

6.33%

Rank 1 of 28

Efficiency Ratio

73.16%

Rank 17 of 28

Equity / Assets

11.38%

Rank 22 of 28

Non-interest income vs. expense

$0.1M$4.8MINCOMEEXPENSE
Unfavorable gap of $4.7M · efficiency ratio beats 43% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area
Bank 73.16%Peer median 70.2%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Return on Assets1.45%0.39%0.81%1.45%Beats 75%7 / 28
Net Interest Margin6.33%3.22%3.68%4.12%Beats 96%1 / 28
Nonperforming Loans / Loans0.00%n/a0.26%1.61%Beats 100%9 / 27
Tier 1 Capital Ratio13.51%13.70%16.46%19.75%Beats 21%22 / 28
Equity / Assets11.38%11.97%15.41%17.42%Beats 21%22 / 28
Loans / Assets69.18%69.18%76.59%81.19%25th pctl21 / 28