Primis Bank
Tappahannock, VA · Cert 57968 · Peer group: banks $1B-$10B in assets (n=322-328) · Primis Financial Corp.
State charter, Fed member · FED · 28 branches
Q2 2026
$4.3BAssets
$3.7BLoans
$3.5BDeposits
$478.2MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 61% of banks $1B-$10B in assets (rank 127 of 328).
- Widest gap: tier 1 capital ratio trails 90% of banks $1B-$10B in assets (rank 295 of 328).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.99%
Rank 230 of 328
Net Interest Margin
3.38%
Rank 182 of 328
Efficiency Ratio
68.05%
Rank 252 of 328
Equity / Assets
11.03%
Rank 127 of 328
Non-interest income vs. expense
Unfavorable gap of $71.7M · efficiency ratio beats 23% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.91% | 1.22% | 1.52% | Beats 30% | 230 / 328 | |
| Return on Equity | 8.99% | 8.43% | 11.45% | 14.43% | Beats 29% | 233 / 328 | |
| Net Interest Margin | 3.38% | 3.03% | 3.45% | 3.83% | Beats 45% | 182 / 328 | |
| Efficiency Ratio | 68.05% | 51.61% | 59.56% | 67.53% | Beats 23% | 252 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.83% | 0.24% | 0.51% | 1.03% | Beats 11% | 288 / 322 | |
| Net Charge-Offs / Loans | 0.25% | 0.01% | 0.03% | 0.10% | Beats 12% | 285 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 10.63% | 11.75% | 13.15% | 15.47% | Beats 10% | 295 / 328 | |
| Total Risk-Based Capital Ratio | 11.88% | 12.63% | 14.15% | 16.46% | Beats 17% | 272 / 328 | |
| Equity / Assets | 11.03% | 9.15% | 10.33% | 12.01% | Beats 61% | 127 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 107.00% | 76.63% | 87.92% | 95.36% | 94th pctl | 20 / 323 | |
| Loans / Assets | 85.27% | 65.18% | 74.15% | 79.98% | 92nd pctl | 26 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |