Valley Bank of Nevada
North Las Vegas, NV · Cert 57933 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 2 branches
Q2 2026
$240.8MAssets
$136.7MLoans
$211.5MDeposits
$24.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: return on assets trails 78% of banks under $1B in assets (rank 488 of 629).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.55%
Rank 488 of 629
Net Interest Margin
3.39%
Rank 364 of 629
Efficiency Ratio
75.66%
Rank 430 of 629
Equity / Assets
10.10%
Rank 374 of 629
Non-interest income vs. expense
Unfavorable gap of $6.1M · efficiency ratio beats 32% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.60% | 1.01% | 1.45% | Beats 22% | 488 / 629 | |
| Return on Equity | 5.47% | 5.38% | 9.30% | 13.28% | Beats 25% | 469 / 629 | |
| Net Interest Margin | 3.39% | 3.03% | 3.54% | 4.05% | Beats 42% | 364 / 629 | |
| Efficiency Ratio | 75.66% | 58.35% | 67.79% | 79.08% | Beats 32% | 430 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.09% | 0.46% | 1.20% | Beats 43% | 333 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 15.56% | 11.24% | 13.84% | 18.77% | Beats 63% | 232 / 629 | |
| Total Risk-Based Capital Ratio | 16.81% | 11.58% | 14.43% | 19.66% | Beats 66% | 215 / 629 | |
| Equity / Assets | 10.10% | 9.09% | 10.65% | 13.80% | Beats 41% | 374 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 64.61% | 67.24% | 80.90% | 93.48% | 23rd pctl | 459 / 594 | |
| Loans / Assets | 56.77% | 53.31% | 67.71% | 78.15% | 30th pctl | 442 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |