Valley Bank of Nevada
North Las Vegas, NV · Cert 57933 · Peer group: banks under $1B in assets (n=570-617)
State charter, non-member · FDIC · 2 branches
Q2 2026
$240.8MAssets
$136.7MLoans
$211.5MDeposits
$24.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 160 of 570).
- Widest gap: return on assets trails 78% of banks under $1B in assets (rank 479 of 617).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.55%
Rank 479 of 617
Net Interest Margin
3.39%
Rank 358 of 617
Efficiency Ratio
75.66%
Rank 421 of 617
Equity / Assets
10.10%
Rank 353 of 617
Non-interest income vs. expense
Unfavorable gap of $6.1M · efficiency ratio beats 32% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.60% | 1.01% | 1.45% | Beats 22% | 479 / 617 | |
| Return on Equity | 5.47% | 5.30% | 9.43% | 13.30% | Beats 25% | 460 / 617 | |
| Net Interest Margin | 3.39% | 3.04% | 3.54% | 4.05% | Beats 42% | 358 / 617 | |
| Efficiency Ratio | 75.66% | 58.03% | 67.76% | 79.08% | Beats 32% | 421 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.09% | 0.47% | 1.27% | Beats 44% | 321 / 570 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 160 / 570 | |
| Capital |
| Tier 1 Capital Ratio | 15.56% | 11.18% | 13.83% | 18.55% | Beats 63% | 230 / 617 | |
| Total Risk-Based Capital Ratio | 16.81% | 11.56% | 14.39% | 19.39% | Beats 66% | 211 / 617 | |
| Equity / Assets | 10.10% | 9.03% | 10.55% | 13.63% | Beats 43% | 353 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | 64.61% | 64.77% | 79.70% | 93.06% | 25th pctl | 439 / 582 | |
| Loans / Assets | 56.77% | 51.70% | 67.18% | 77.51% | 32nd pctl | 421 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |