Commonwealth Business Bank
Los Angeles, CA · Cert 57873 · Peer group: banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=17-19) · CBB Bcorp Inc.
State charter, Fed member · FED · 13 branches
Q2 2026
$2.0BAssets
$1.5BLoans
$1.7BDeposits
$275.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 82% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 5 of 17).
- Widest gap: nonperforming loans / loans trails 88% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 16 of 17).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.10%
Rank 15 of 19
Net Interest Margin
3.09%
Rank 14 of 19
Efficiency Ratio
56.65%
Rank 15 of 19
Equity / Assets
14.01%
Rank 5 of 19
Non-interest income vs. expense
Unfavorable gap of $28.4M · efficiency ratio beats 26% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 1.10% | 1.26% | 1.57% | Beats 21% | 15 / 19 | |
| Return on Equity | 7.88% | 8.62% | 11.28% | 14.70% | Beats 16% | 16 / 19 | |
| Net Interest Margin | 3.09% | 3.07% | 3.30% | 3.62% | Beats 26% | 14 / 19 | |
| Efficiency Ratio | 56.65% | 33.01% | 51.12% | 56.65% | Beats 26% | 15 / 19 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.88% | 0.37% | 0.80% | 1.55% | Beats 12% | 16 / 17 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 82% | 5 / 17 | |
| Capital |
| Tier 1 Capital Ratio | 18.65% | 12.10% | 14.67% | 23.92% | Beats 58% | 8 / 19 | |
| Total Risk-Based Capital Ratio | 19.87% | 13.35% | 14.67% | 24.05% | Beats 58% | 8 / 19 | |
| Equity / Assets | 14.01% | 9.84% | 11.18% | 14.01% | Beats 74% | 5 / 19 | |
| Liquidity & Funding |
| Loans / Deposits | 91.56% | 79.34% | 95.16% | 100.04% | 37th pctl | 12 / 19 | |
| Loans / Assets | 77.51% | 69.86% | 77.55% | 83.04% | 42nd pctl | 11 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |