Pacific West Bank
West Linn, OR · Cert 57872 · Peer group: banks under $1B in assets (n=581-629) · Pacific West Bcorp
State charter, non-member · FDIC · 4 branches
Q2 2026
$420.7MAssets
$264.7MLoans
$379.8MDeposits
$36.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 60% of banks under $1B in assets (rank 236 of 581).
- Widest gap: total risk-based capital ratio trails 97% of banks under $1B in assets (rank 612 of 629).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.29%
Rank 551 of 629
Net Interest Margin
2.93%
Rank 494 of 629
Efficiency Ratio
86.73%
Rank 526 of 629
Equity / Assets
8.57%
Rank 516 of 629
Non-interest income vs. expense
Unfavorable gap of $10.1M · efficiency ratio beats 17% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.60% | 1.01% | 1.45% | Beats 12% | 551 / 629 | | |
| Return on Equity | 3.36% | 5.38% | 9.30% | 13.28% | Beats 16% | 527 / 629 | | |
| Net Interest Margin | 2.93% | 3.03% | 3.54% | 4.05% | Beats 21% | 494 / 629 | | |
| Efficiency Ratio | 86.73% | 58.35% | 67.79% | 79.08% | Beats 17% | 526 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.98% | 0.09% | 0.46% | 1.20% | Beats 7% | 541 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 60% | 236 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 9.14% | 11.24% | 13.84% | 18.77% | Beats 3% | 612 / 629 | | |
| Total Risk-Based Capital Ratio | 9.14% | 11.58% | 14.43% | 19.66% | Beats 3% | 612 / 629 | | |
| Equity / Assets | 8.57% | 9.09% | 10.65% | 13.80% | Beats 18% | 516 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.69% | 67.24% | 80.90% | 93.48% | 30th pctl | 414 / 594 | | |
| Loans / Assets | 62.91% | 53.31% | 67.71% | 78.15% | 41st pctl | 373 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |