Las Vegas, NV · Cert 57833
State charter, non-member · FDIC · 10 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks over $10B in assets (n=142 to 144). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
99
Asset Quality
71
Profitability
98
Liquidity
0
Efficiency
100
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Las Vegas, NV · Cert 57833
State charter, non-member · FDIC · 10 branches
Q2 2026
Market Position · Las Vegas-Henderson-North Las Vegas, NV · 2026 SOD (annual) · 1.2% share · #13 of 41 inst. · $1.1B of $95.0B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 5.31% | 5.60% | -0.31% | 0.19% | 0.26% | 0.63% | 2.55% | 8.19% | +801 bps | |
| Return on Equity | 27.15% | 28.36% | -1.59% | 0.99% | 1.35% | 3.28% | 12.33% | 37.98% | +3,699 bps | |
| Net Interest Margin | 0.95% | 1.13% | 2.34% | 2.34% | 2.11% | 2.36% | 2.67% | 9.12% | +678 bps | |
| Efficiency Ratio | 10.44% | 8.90% | 197.25% | 48.63% | 52.18% | 37.43% | 13.42% | 6.02% | -4,261 bps | |
| Non-Interest Burden | -6.48% | -6.71% | 2.61% | 1.76% | 1.59% | 1.30% | -1.15% | -0.89% | -265 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -29.11% | -26.23% | -9.67% | -2.94% | -6.08% | -10.50% | -20.02% | -34.97% | -3,203 bps | |
| Loan Growth (YoY) | 21.46% | 5.96% | 38.40% | 40.40% | 24.01% | 34.48% | 15.10% | 10.83% | -2,956 bps | |
| Deposit Growth (YoY) | -16.95% | 1.42% | 48.14% | -38.15% | -44.20% | -59.73% | -58.82% | -71.51% | -3,336 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 13.76% | 13.25% | 10.79% | 10.96% | 2.62% | 2.76% | 2.60% | 0.78% | -1,017 bps | |
| Net Charge-Offs / Loans | 0.20% | 0.17% | -0.02% | 1.19% | 0.47% | 0.30% | -0.01% | -4.85% | -604 bps | |
| Allowance / Loans | 0.81% | 0.77% | 0.66% | 0.67% | 0.97% | 1.05% | 1.18% | 1.36% | +69 bps | |
| Allowance Coverage of NPLs | 0.1x | 0.1x | 0.1x | 0.1x | 0.4x | 0.4x | 0.5x | 1.7x | +1.7x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 19.84% | 19.61% | 18.77% | 18.61% | 18.65% | 19.27% | 22.00% | 21.89% | +328 bps | |
| Total Risk-Based Capital | 76.19% | 71.60% | 53.19% | 54.22% | 58.56% | 54.35% | 53.79% | 52.89% | -133 bps | |
| Equity / Assets | 19.79% | 20.51% | 19.04% | 18.28% | 19.16% | 19.21% | 22.24% | 23.91% | +562 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 31.34% | 33.48% | 40.64% | 61.42% | 69.66% | 111.79% | 113.60% | 239% | +17,754 bps | |
| Liquid Assets / Assets | 1.65% | 2.13% | 0.56% | 4.22% | 2.83% | 4.52% | 3.97% | 1.28% | -295 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 45.74% | 52.28% | 58.36% | n/a | n/a | |
Las Vegas, NV · Cert 57833 · Peer group: banks over $10B in assets (n=142-144)
State charter, non-member · FDIC · 10 branches
Q2 2026
Return on Assets
9.54%
Rank 1 of 144
Net Interest Margin
9.12%
Rank 5 of 144
Efficiency Ratio
6.02%
Rank 1 of 144
Equity / Assets
23.91%
Rank 1 of 144
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 9.54% | 1.00% | 1.26% | 1.54% | Beats 99% | 1 / 144 | ||
| Return on Equity | 39.91% | 8.98% | 11.34% | 14.40% | Beats 97% | 4 / 144 | ||
| Net Interest Margin | 9.12% | 2.82% | 3.31% | 3.68% | Beats 97% | 5 / 144 | ||
| Efficiency Ratio | 6.02% | 49.42% | 56.02% | 62.41% | Beats 100% | 1 / 144 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.78% | 0.48% | 0.73% | 1.07% | Beats 46% | 78 / 142 | ||
| Net Charge-Offs / Loans | 0.00% | 0.05% | 0.11% | 0.22% | Beats 96% | 6 / 142 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 51.76% | 12.07% | 12.98% | 14.92% | Beats 99% | 2 / 144 | ||
| Total Risk-Based Capital Ratio | 52.89% | 13.39% | 14.14% | 16.25% | Beats 99% | 2 / 144 | ||
| Equity / Assets | 23.91% | 9.69% | 11.39% | 12.96% | Beats 99% | 1 / 144 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 239% | 75.72% | 84.92% | 91.56% | 99th pctl | 1 / 143 | ||
| Loans / Assets | 35.70% | 59.83% | 69.07% | 74.80% | 6th pctl | 135 / 144 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||