Ziegler
Bloomington, MN · Charter 5781 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$4.3MAssets
$2.2MLoans
$3.2MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 4 of 60).
- Widest gap: nonperforming loans / loans trails 68% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 42 of 60).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.71%
Rank 5 of 60
Net Interest Margin
3.46%
Rank 37 of 60
Efficiency Ratio
52.00%
Rank 4 of 60
Equity / Assets
26.88%
Rank 3 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.71% | 0.35% | 0.84% | 1.37% | Beats 92% | 5 / 60 | |
| Return on Equity | 6.36% | 2.76% | 6.36% | 10.04% | Beats 50% | 30 / 60 | |
| Net Interest Margin | 3.46% | 3.02% | 3.63% | 4.05% | Beats 38% | 37 / 60 | |
| Efficiency Ratio | 52.00% | 67.68% | 77.48% | 89.33% | Beats 95% | 4 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.10% | 0.32% | 0.64% | 1.44% | Beats 32% | 42 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.88% | 10.72% | 13.16% | 17.68% | Beats 95% | 3 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.88% | 10.72% | 13.16% | 17.68% | Beats 95% | 3 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 68.99% | 43.79% | 55.03% | 72.55% | 72nd pctl | 17 / 60 | |
| Loans / Assets | 50.42% | 36.50% | 47.22% | 58.67% | 55th pctl | 27 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |