Treasury Employees
Jackson, MS · Charter 5780 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$9.4MAssets
$1.8MLoans
$8.3MShares
$919KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 18% of credit unions under $1B in assets (rank 1373 of 1683).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets (rank 1679 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.04%
Rank 1,499 of 1,683
Net Interest Margin
1.28%
Rank 1,679 of 1,683
Efficiency Ratio
103.17%
Rank 1,582 of 1,682
Equity / Assets
9.82%
Rank 1,373 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.04% | 0.35% | 0.74% | 1.18% | Beats 11% | 1,499 / 1,683 | |
| Return on Equity | -0.44% | 2.67% | 5.89% | 8.74% | Beats 11% | 1,502 / 1,681 | |
| Net Interest Margin | 1.28% | 3.31% | 3.82% | 4.32% | Beats 0% | 1,679 / 1,683 | |
| Efficiency Ratio | 103.17% | 68.91% | 78.20% | 86.93% | Beats 6% | 1,582 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.58% | 0.26% | 0.65% | 1.29% | Beats 4% | 1,619 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.82% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,373 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.82% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,373 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 21.71% | 52.61% | 69.38% | 83.50% | 2nd pctl | 1,643 / 1,683 | |
| Loans / Assets | 19.34% | 44.71% | 59.18% | 70.72% | 3rd pctl | 1,638 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |