Lakeville, MN · Cert 57785 · Lakeview Bcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · Minneapolis-St. Paul-Bloomington, MN-WI · 2026 SOD (annual) · 0.1% share · #70 of 125 inst. · $0.2B of $253.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.87% | 1.00% | 0.96% | 1.06% | 1.09% | 1.10% | 1.02% | 1.12% | +6 bps | |
| Return on Equity | 10.91% | 12.47% | 11.66% | 12.66% | 12.96% | 12.93% | 12.22% | 13.73% | +107 bps | |
| Net Interest Margin | 3.59% | 3.62% | 3.77% | 3.94% | 3.97% | 3.96% | 3.98% | 4.12% | +18 bps | |
| Efficiency Ratio | 66.46% | 64.41% | 65.83% | 62.31% | 61.42% | 61.28% | 62.86% | 58.89% | -342 bps | |
| Non-Interest Burden | 2.30% | 2.24% | 2.38% | 2.34% | 2.33% | 2.32% | 2.39% | 2.30% | -4 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.17% | 9.50% | 3.23% | 6.80% | 8.30% | 7.47% | 21.00% | 22.36% | +1,556 bps | |
| Loan Growth (YoY) | 10.31% | 5.27% | 6.11% | 12.11% | 10.53% | 11.29% | 10.85% | 11.49% | -61 bps | |
| Deposit Growth (YoY) | 16.89% | 21.05% | 2.38% | 6.09% | 8.14% | 4.66% | 19.74% | 21.37% | +1,528 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.67% | 0.60% | 0.50% | 0.71% | 1.14% | 1.12% | 0.96% | 1.00% | +29 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | -0.23% | -0.10% | -0.04% | -0.03% | 0.15% | 0.48% | +58 bps | |
| Allowance / Loans | 1.27% | 1.28% | 1.32% | 1.30% | 1.30% | 1.34% | 1.34% | 1.16% | -15 bps | |
| Allowance Coverage of NPLs | 1.9x | 2.1x | 2.6x | 1.8x | 1.1x | 1.2x | 1.4x | 1.2x | -0.7x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.96% | 9.18% | 9.24% | 9.41% | 9.44% | 9.49% | 8.74% | 8.91% | -50 bps | |
| Total Risk-Based Capital | 14.75% | 15.07% | 14.70% | 14.63% | 14.70% | 14.94% | 14.63% | 14.23% | -41 bps | |
| Equity / Assets | 8.32% | 8.12% | 8.39% | 8.54% | 8.71% | 8.85% | 7.86% | 7.87% | -67 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 82.53% | 79.62% | 82.49% | 83.79% | 84.36% | 84.66% | 76.36% | 76.98% | -682 bps | |
| Liquid Assets / Assets | 6.08% | 9.52% | 6.24% | 5.85% | 5.91% | 7.47% | 15.47% | 14.62% | +877 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 356% | 362% | 387% | n/a | n/a | |