Lakeview Bank

Lakeville, MN · Cert 57785 · Peer group: banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=53) · Lakeview Bcorp Inc.

State charter, non-member · FDIC · 2 branches

Q2 2026

$218.3MAssets

$150.7MLoans

$195.8MDeposits

$17.2MEquity

Executive Summary

Strongest standing: net interest margin outperforms 75% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 13 of 53).
Widest gap: net charge-offs / loans trails 81% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 44 of 53).
Overall: at or above the peer median on 4 of 9 directional measures.

Return on Assets

1.05%

Rank 28 of 53

Net Interest Margin

4.12%

Rank 13 of 53

Efficiency Ratio

59.13%

Rank 19 of 53

Equity / Assets

7.87%

Rank 42 of 53

Unfavorable gap of $4.7M · efficiency ratio beats 66% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank
Earnings
Return on Assets	1.05%	0.73%	1.11%	1.30%	Beats 47%	28 / 53
Return on Equity	13.39%	7.88%	12.20%	14.12%	Beats 58%	22 / 53
Net Interest Margin	4.12%	3.39%	3.77%	4.09%	Beats 75%	13 / 53
Efficiency Ratio	59.13%	56.05%	65.05%	71.57%	Beats 66%	19 / 53
Asset Quality
Nonperforming Loans / Loans	1.00%	0.14%	0.52%	1.20%	Beats 30%	38 / 53
Net Charge-Offs / Loans	0.24%	0.00%	0.01%	0.08%	Beats 19%	44 / 53
Capital
Tier 1 Capital Ratio	12.98%	10.73%	12.98%	15.08%	Beats 49%	27 / 53
Total Risk-Based Capital Ratio	14.23%	11.49%	13.79%	16.34%	Beats 55%	24 / 53
Equity / Assets	7.87%	8.08%	9.25%	10.72%	Beats 21%	42 / 53
Liquidity & Funding
Loans / Deposits	76.98%	72.13%	82.29%	93.80%	38th pctl	33 / 53
Loans / Assets	69.03%	63.64%	71.80%	79.37%	40th pctl	32 / 53
Brokered Deposits / Deposits	n/a	Not reported for this institution