First Financial Trust & Asset Management Company, National Association
Abilene, TX · Cert 57757 · Peer group: banks under $1B in assets in TX (n=230-233)
FDIC
Q2 2024
$64.4MAssets
n/aLoans
n/aDeposits
$63.5MEquity
Executive Summary
- Strongest standing: return on assets outperforms 100% of banks under $1B in assets in TX (rank 1 of 233).
- Widest gap: net interest margin trails 94% of banks under $1B in assets in TX (rank 219 of 233).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
38.56%
Rank 1 of 233
Net Interest Margin
2.08%
Rank 219 of 233
Efficiency Ratio
35.24%
Rank 10 of 233
Equity / Assets
98.64%
Rank 1 of 233
Non-interest income vs. expense
Favorable gap of $30.1M · efficiency ratio beats 96% of banks under $1B in assets in TX | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 38.56% | 0.66% | 1.01% | 1.44% | Beats 100% | 1 / 233 | n/a | |
| Return on Equity | 39.09% | 6.91% | 10.66% | 15.84% | Beats 100% | 1 / 230 | n/a | |
| Net Interest Margin | 2.08% | 2.79% | 3.53% | 4.17% | Beats 6% | 219 / 233 | n/a | |
| Efficiency Ratio | 35.24% | 55.42% | 65.61% | 76.71% | Beats 96% | 10 / 233 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 370% | 11.55% | 14.37% | 19.48% | Beats 100% | 1 / 233 | n/a | |
| Total Risk-Based Capital Ratio | 370% | 11.65% | 14.99% | 20.32% | Beats 100% | 1 / 233 | n/a | |
| Equity / Assets | 98.64% | 7.96% | 9.71% | 11.52% | Beats 100% | 1 / 233 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | n/a | Not reported for this institution |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |