Haynes Community
Kokomo, IN · Charter 5773 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$42.3MAssets
$28.3MLoans
$37.2MShares
$4.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 53% of credit unions under $1B in assets (rank 790 of 1681).
- Widest gap: nonperforming loans / loans trails 86% of credit unions under $1B in assets (rank 1454 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.71%
Rank 861 of 1,683
Net Interest Margin
3.40%
Rank 1,201 of 1,683
Efficiency Ratio
80.27%
Rank 950 of 1,682
Equity / Assets
11.59%
Rank 1,063 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 49% | 861 / 1,683 | |
| Return on Equity | 6.16% | 2.67% | 5.89% | 8.74% | Beats 53% | 790 / 1,681 | |
| Net Interest Margin | 3.40% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,201 / 1,683 | |
| Efficiency Ratio | 80.27% | 68.91% | 78.20% | 86.93% | Beats 44% | 950 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.04% | 0.26% | 0.65% | 1.29% | Beats 14% | 1,454 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.59% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,063 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.59% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,063 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 76.23% | 52.61% | 69.38% | 83.50% | 62nd pctl | 638 / 1,683 | |
| Loans / Assets | 67.06% | 44.71% | 59.18% | 70.72% | 67th pctl | 561 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |