Continental Bank
Salt Lake City, UT · Cert 57571 · Peer group: banks under $1B in assets (n=581-629) · Continental Bcorp
State charter, non-member · FDIC · 1 branch
Q2 2026
$181.8MAssets
$146.2MLoans
$141.0MDeposits
$29.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 95% of banks under $1B in assets (rank 30 of 629).
- Widest gap: net charge-offs / loans trails 96% of banks under $1B in assets (rank 557 of 581).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.08%
Rank 73 of 629
Net Interest Margin
4.91%
Rank 30 of 629
Efficiency Ratio
66.55%
Rank 287 of 629
Equity / Assets
16.21%
Rank 121 of 629
Non-interest income vs. expense
Unfavorable gap of $3.8M · efficiency ratio beats 55% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.08% | 0.60% | 1.01% | 1.45% | Beats 88% | 73 / 629 | |
| Return on Equity | 12.83% | 5.38% | 9.30% | 13.28% | Beats 72% | 177 / 629 | |
| Net Interest Margin | 4.91% | 3.03% | 3.54% | 4.05% | Beats 95% | 30 / 629 | |
| Efficiency Ratio | 66.55% | 58.35% | 67.79% | 79.08% | Beats 55% | 287 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.98% | 0.09% | 0.46% | 1.20% | Beats 31% | 403 / 581 | |
| Net Charge-Offs / Loans | 0.40% | n/a | 0.01% | 0.06% | Beats 4% | 557 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 19.47% | 11.24% | 13.84% | 18.77% | Beats 77% | 146 / 629 | |
| Total Risk-Based Capital Ratio | 20.72% | 11.58% | 14.43% | 19.66% | Beats 78% | 139 / 629 | |
| Equity / Assets | 16.21% | 9.09% | 10.65% | 13.80% | Beats 81% | 121 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 103.71% | 67.24% | 80.90% | 93.48% | 91st pctl | 56 / 594 | |
| Loans / Assets | 80.40% | 53.31% | 67.71% | 78.15% | 82nd pctl | 114 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |