Continental Bank
Salt Lake City, UT · Cert 57571 · Peer group: banks under $1B in assets operating in a single state (n=748-752) · Continental Bcorp
State charter, non-member · FDIC · 1 branch
Q2 2026
$181.8MAssets
$146.2MLoans
$141.0MDeposits
$29.5MEquity
Executive Summary
- Strongest standing: return on assets outperforms 95% of banks under $1B in assets operating in a single state (rank 38 of 752).
- Widest gap: net charge-offs / loans trails 97% of banks under $1B in assets operating in a single state (rank 724 of 748).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
2.08%
Rank 38 of 752
Net Interest Margin
4.91%
Rank 39 of 752
Efficiency Ratio
66.55%
Rank 423 of 752
Equity / Assets
16.21%
Rank 79 of 752
Non-interest income vs. expense
Unfavorable gap of $3.8M · efficiency ratio beats 44% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.08% | 0.72% | 1.07% | 1.45% | Beats 95% | 38 / 752 | |
| Return on Equity | 12.83% | 6.78% | 10.58% | 13.65% | Beats 69% | 236 / 752 | |
| Net Interest Margin | 4.91% | 3.18% | 3.69% | 4.17% | Beats 95% | 39 / 752 | |
| Efficiency Ratio | 66.55% | 55.75% | 64.49% | 75.47% | Beats 44% | 423 / 752 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.98% | 0.09% | 0.42% | 1.03% | Beats 27% | 547 / 748 | |
| Net Charge-Offs / Loans | 0.40% | 0.00% | 0.01% | 0.05% | Beats 3% | 724 / 748 | |
| Capital |
| Tier 1 Capital Ratio | 19.47% | 11.55% | 13.75% | 17.60% | Beats 81% | 145 / 752 | |
| Total Risk-Based Capital Ratio | 20.72% | 11.70% | 14.33% | 18.47% | Beats 82% | 134 / 752 | |
| Equity / Assets | 16.21% | 8.93% | 10.56% | 13.13% | Beats 89% | 79 / 752 | |
| Liquidity & Funding |
| Loans / Deposits | 103.71% | 62.23% | 78.64% | 91.26% | 93rd pctl | 51 / 752 | |
| Loans / Assets | 80.40% | 54.61% | 67.41% | 76.47% | 85th pctl | 113 / 752 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |