PackageTrendsPeer
Letter portraitLegal landscape

Tolleson Private Bank

Dallas, TX · Cert 57522 · Tolleson Wealth Management Inc.

State charter, non-member · FDIC · 2 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

39

Q2 2024Q2 2026peer median (50)

Asset Quality

100

Q2 2024Q2 2026peer median (50)

Profitability

39

Q2 2024Q2 2026peer median (50)

Liquidity

70

Q2 2024Q2 2026peer median

Efficiency

54

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Tolleson Private Bank

Dallas, TX · Cert 57522 · Tolleson Wealth Management Inc.

State charter, non-member · FDIC · 2 branches

Q2 2026

$982.0MAssets
$759.3MLoans
$857.4MDeposits
$85.1MEquity
Loan mix
87%RE $592.6M8%C&I $53.9M5%Consumer $32.0MQ3 2024Q2 2026
Deposit mix
91%Interest-bearing $780.4M9%Noninterest $77.0MQ3 2024Q2 2026

Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.1% share · #53 of 166 inst. · $0.9B of $732.8B

Executive Summary

  • Earnings: ROA of 1.18%, down 13 bps year over year; NIM at 2.98%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY), with net charge-offs at 0.00%.
  • Capital: tier 1 leverage ratio of 9.37%, up 57 bps from a year ago.
  • Funding: loans stand at 88.56% of deposits as of Q2 2026.

Return on Assets (YTD, annualized)

1.18%-13 bps YoY

Net Interest Margin (YTD, annualized)

2.98%+81 bps YoY

Efficiency Ratio (YTD, annualized)

61.07%+209 bps YoY

Tier 1 Leverage Ratio

9.37%+57 bps YoY

NIM

4.57%Q2 ’244.60%Q2 ’254.88%Q2 ’26+34%+37%

Non-interest income vs. expense

2.08%Q2 ’242.37%Q2 ’252.70%Q2 ’26-5%+140%

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.86%0.87%1.47%1.31%1.22%1.17%1.14%1.18%-13 bps
Return on Equity10.99%10.91%17.36%15.33%14.23%13.72%13.19%13.59%-174 bps
Net Interest Margin1.61%1.69%2.12%2.17%2.24%2.27%2.89%2.98%+81 bps
Efficiency Ratio65.87%66.64%56.89%58.97%60.62%62.01%62.81%61.07%+209 bps
Non-Interest Burden0.52%0.59%0.25%0.52%0.70%0.82%1.29%1.25%+73 bps
Growth
Asset Growth (YoY)-5.47%-0.28%-8.92%-2.20%-2.33%9.91%-4.08%4.11%+631 bps
Loan Growth (YoY)1.23%0.79%0.03%-1.04%-3.58%-7.38%0.14%1.02%+206 bps
Deposit Growth (YoY)-7.62%4.25%-8.69%-1.95%1.39%10.54%-2.54%4.89%+684 bps
Asset Quality
Nonperforming Loans / Loans0.04%0.04%0.04%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loans0.00%0.00%0.00%0.00%0.00%0.02%0.00%0.00%0 bps
Allowance / Loans0.98%0.98%0.99%1.00%1.00%1.02%0.98%0.98%-3 bps
Allowance Coverage of NPLs25.6x25.6x23.6xn/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio8.09%8.25%8.94%8.81%8.92%8.73%9.17%9.37%+57 bps
Total Risk-Based Capital13.48%14.01%14.64%15.25%15.29%16.25%15.65%15.02%-22 bps
Equity / Assets8.06%8.50%8.45%8.62%8.69%8.22%9.17%8.67%+4 bps
Liquidity & Funding
Loans / Deposits91.73%93.20%90.40%91.96%87.23%78.09%92.89%88.56%-340 bps
Liquid Assets / Assets15.17%12.85%16.94%16.95%15.81%26.25%13.64%18.86%+191 bps
CRE / Total Capitaln/an/an/an/a152.31%132.90%121.17%n/an/a

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Tolleson Private Bank

Dallas, TX · Cert 57522 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · Tolleson Wealth Management Inc.

State charter, non-member · FDIC · 2 branches

Q2 2026

$982.0MAssets
$759.3MLoans
$857.4MDeposits
$85.1MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 9 of 28).
  • Widest gap: net interest margin trails 100% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 28 of 28).
  • Overall: at or above the peer median on 6 of 9 directional measures.

Return on Assets

1.16%

Rank 17 of 28

Net Interest Margin

2.98%

Rank 28 of 28

Efficiency Ratio

61.07%

Rank 14 of 28

Equity / Assets

8.67%

Rank 24 of 28

Non-interest income vs. expense

$13.3M$24.9MINCOMEEXPENSE
Unfavorable gap of $11.5M · efficiency ratio beats 54% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area
Bank 61.07%Peer median 61.9%Q2 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets1.16%1.12%1.22%1.47%Beats 39%17 / 28
Return on Equity13.42%8.64%12.47%13.41%Beats 79%6 / 28
Net Interest Margin2.98%3.77%4.06%4.51%Beats 0%28 / 28
Efficiency Ratio61.07%57.39%61.94%66.78%Beats 54%14 / 28
Asset Quality
Nonperforming Loans / Loans0.00%n/a0.28%1.06%Beats 100%9 / 28
Net Charge-Offs / Loans0.00%0.00%0.01%0.20%Beats 100%5 / 28
Capital
Tier 1 Capital Ratio13.77%12.55%13.77%17.51%Beats 50%14 / 28
Total Risk-Based Capital Ratio15.02%12.59%14.62%18.18%Beats 54%13 / 28
Equity / Assets8.67%9.58%11.17%13.58%Beats 14%24 / 28
Liquidity & Funding
Loans / Deposits88.56%66.90%84.79%89.14%68th pctl9 / 28
Loans / Assets77.32%57.58%73.59%77.32%75th pctl7 / 28
Brokered Deposits / Depositsn/aNot reported for this institution