Western Alliance Bank
Phoenix, AZ · Cert 57512 · Peer group: banks over $10B in assets (n=142-144) · Western Alliance Bcorp
State charter, Fed member · FED · 38 branches
Q2 2026
$98.6BAssets
$65.6BLoans
$82.3BDeposits
$7.9BEquity
Executive Summary
- Strongest standing: return on equity outperforms 74% of banks over $10B in assets (rank 38 of 144).
- Widest gap: nonperforming loans / loans trails 96% of banks over $10B in assets (rank 138 of 142).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.14%
Rank 91 of 144
Net Interest Margin
3.19%
Rank 84 of 144
Efficiency Ratio
55.87%
Rank 71 of 144
Equity / Assets
8.05%
Rank 128 of 144
Non-interest income vs. expense
Unfavorable gap of $1.2B · efficiency ratio beats 51% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 1.00% | 1.26% | 1.54% | Beats 37% | 91 / 144 | |
| Return on Equity | 14.17% | 8.98% | 11.34% | 14.40% | Beats 74% | 38 / 144 | |
| Net Interest Margin | 3.19% | 2.82% | 3.31% | 3.68% | Beats 42% | 84 / 144 | |
| Efficiency Ratio | 55.87% | 49.42% | 56.02% | 62.41% | Beats 51% | 71 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.82% | 0.48% | 0.73% | 1.07% | Beats 4% | 138 / 142 | |
| Net Charge-Offs / Loans | 0.41% | 0.05% | 0.11% | 0.22% | Beats 14% | 123 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.03% | 12.07% | 12.98% | 14.92% | Beats 23% | 111 / 144 | |
| Total Risk-Based Capital Ratio | 13.45% | 13.39% | 14.14% | 16.25% | Beats 26% | 107 / 144 | |
| Equity / Assets | 8.05% | 9.69% | 11.39% | 12.96% | Beats 11% | 128 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 79.66% | 75.72% | 84.92% | 91.56% | 33rd pctl | 96 / 143 | |
| Loans / Assets | 66.53% | 59.83% | 69.07% | 74.80% | 38th pctl | 90 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |