Maple Grove, MN · Cert 57477
FDIC · 1 branch
Q1 2021
Market Position · Minneapolis-St. Paul-Bloomington, MN-WI · 2020 SOD (annual) · 0.0% share · #134 of 144 inst. · $0.0B of $218.0B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2019 | Q3 2019 | Q4 2019 | Q1 2020 | Q2 2020 | Q3 2020 | Q4 2020 | Q1 2021 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.38% | 0.11% | 0.09% | 1.82% | 3.02% | 2.01% | 1.52% | 4.97% | +314 bps | |
| Return on Equity | 4.45% | 1.24% | 1.02% | 21.72% | 37.34% | 25.30% | 19.49% | 61.82% | +4,010 bps | |
| Net Interest Margin | 4.41% | 4.39% | 4.46% | 4.49% | 6.48% | 5.76% | 5.00% | 8.00% | +350 bps | |
| Efficiency Ratio | 91.23% | 97.31% | 97.79% | 69.75% | 54.42% | 63.15% | 68.13% | 37.06% | -3,269 bps | |
| Non-Interest Burden | 4.01% | 4.28% | 4.37% | 2.63% | 2.75% | 2.83% | 2.84% | 2.96% | +33 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.50% | 4.29% | 2.22% | 8.36% | 35.60% | 33.97% | 40.97% | 28.42% | +2,006 bps | |
| Loan Growth (YoY) | -2.61% | -4.72% | 1.61% | 7.39% | 47.45% | 47.37% | 33.65% | 30.57% | +2,318 bps | |
| Deposit Growth (YoY) | -2.95% | 5.15% | 2.39% | 8.85% | 11.62% | 10.28% | 26.05% | 28.03% | +1,918 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.83% | 0.82% | 0.79% | 0.77% | 0.71% | 0.70% | 0.74% | 0.77% | 0 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.69% | 8.44% | 8.35% | 8.73% | 8.92% | 9.15% | 8.66% | 8.59% | -14 bps | |
| Total Risk-Based Capital | 13.79% | 13.88% | 12.91% | 13.52% | 14.49% | 9.15% | 8.66% | 8.59% | -493 bps | |
| Equity / Assets | 8.69% | 8.34% | 8.51% | 8.26% | 7.62% | 7.55% | 7.38% | 8.69% | +43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 89.10% | 86.76% | 93.30% | 87.94% | 117.70% | 115.94% | 98.93% | 89.68% | +174 bps | |
| Liquid Assets / Assets | 13.44% | 15.58% | 9.61% | 14.36% | 7.99% | 8.65% | 16.03% | 15.06% | +70 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |