Medallion Bank
Salt Lake City, UT · Cert 57449 · Peer group: banks $1B-$10B in assets (n=313-319)
State charter, non-member · FDIC · 1 branch
Q2 2026
$2.8BAssets
$2.7BLoans
$2.3BDeposits
$450.0MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 98% of banks $1B-$10B in assets (rank 6 of 319).
- Widest gap: net charge-offs / loans trails 97% of banks $1B-$10B in assets (rank 306 of 313).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
2.05%
Rank 21 of 319
Net Interest Margin
8.40%
Rank 6 of 319
Efficiency Ratio
27.69%
Rank 8 of 319
Equity / Assets
15.88%
Rank 15 of 319
Non-interest income vs. expense
Unfavorable gap of $56.4M · efficiency ratio beats 98% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.05% | 0.91% | 1.21% | 1.53% | Beats 93% | 21 / 319 | |
| Return on Equity | 12.88% | 8.49% | 11.44% | 14.57% | Beats 62% | 122 / 319 | |
| Net Interest Margin | 8.40% | 3.06% | 3.43% | 3.81% | Beats 98% | 6 / 319 | |
| Efficiency Ratio | 27.69% | 51.90% | 59.57% | 67.64% | Beats 98% | 8 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.25% | 0.54% | 1.18% | Beats 58% | 131 / 313 | |
| Net Charge-Offs / Loans | 1.86% | 0.01% | 0.04% | 0.12% | Beats 3% | 306 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 16.80% | 11.74% | 12.99% | 15.28% | Beats 85% | 48 / 319 | |
| Total Risk-Based Capital Ratio | 18.08% | 12.61% | 14.01% | 16.23% | Beats 85% | 47 / 319 | |
| Equity / Assets | 15.88% | 9.03% | 10.33% | 12.01% | Beats 95% | 15 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 116.00% | 76.76% | 88.16% | 95.43% | 97th pctl | 10 / 314 | |
| Loans / Assets | 94.09% | 65.79% | 74.05% | 79.84% | 99th pctl | 3 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |