PackageTrendsPeer
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American Continental Bank

City of Industry, CA · Cert 57444 · Peer group: banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=27-28) · American Continental Bcorp

State charter, non-member · FDIC · 5 branches

Q2 2026

$385.3MAssets
$287.2MLoans
$316.7MDeposits
$62.5MEquity

Return on Assets

1.48%

Rank 6 of 28

Net Interest Margin

4.29%

Rank 6 of 28

Efficiency Ratio

56.77%

Rank 8 of 28

Equity / Assets

16.23%

Rank 11 of 28

Non-interest income vs. expense

$2.4M$10.6MINCOMEEXPENSE
Unfavorable gap of $8.2M · efficiency ratio beats 75% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area
Bank 56.77%Peer median 70.2%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Return on Assets1.48%0.39%0.81%1.45%Beats 79%6 / 28
Net Interest Margin4.29%3.22%3.68%4.12%Beats 79%6 / 28
Nonperforming Loans / Loans0.37%n/a0.26%1.61%Beats 44%16 / 27
Tier 1 Capital Ratio16.23%13.70%16.46%19.75%Beats 39%17 / 28
Equity / Assets16.23%11.97%15.41%17.42%Beats 61%11 / 28
Loans / Assets74.55%69.18%76.59%81.19%43rd pctl16 / 28