Plante Moran Trust, National Association
Southfield, MI · Cert 57418 · Peer group: banks under $1B in assets (n=617)
FDIC
Q2 2026
$19.5MAssets
$0KLoans
$0KDeposits
$17.4MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 100% of banks under $1B in assets (rank 1 of 617).
- Widest gap: efficiency ratio trails 71% of banks under $1B in assets (rank 440 of 617).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
23.55%
Rank 9 of 617
Net Interest Margin
3.16%
Rank 432 of 617
Efficiency Ratio
77.40%
Rank 440 of 617
Equity / Assets
89.29%
Rank 17 of 617
Non-interest income vs. expense
Favorable gap of $5.2M · efficiency ratio beats 29% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 23.55% | 0.60% | 1.01% | 1.45% | Beats 99% | 9 / 617 | |
| Return on Equity | 26.37% | 5.30% | 9.43% | 13.30% | Beats 97% | 18 / 617 | |
| Net Interest Margin | 3.16% | 3.04% | 3.54% | 4.05% | Beats 30% | 432 / 617 | |
| Efficiency Ratio | 77.40% | 58.03% | 67.76% | 79.08% | Beats 29% | 440 / 617 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19187% | 11.18% | 13.83% | 18.55% | Beats 100% | 1 / 617 | |
| Total Risk-Based Capital Ratio | 19187% | 11.56% | 14.39% | 19.39% | Beats 100% | 1 / 617 | |
| Equity / Assets | 89.29% | 9.03% | 10.55% | 13.63% | Beats 97% | 17 / 617 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 51.70% | 67.18% | 77.51% | 0th pctl | 571 / 617 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |