Worthington Bank
Arlington, TX · Cert 57414 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · Bancfirst Corp.
State charter, Fed member · FED · 2 affiliate banks · 5 branches (124 in holding)
Q2 2026
$655.4MAssets
$496.3MLoans
$589.4MDeposits
$62.8MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 64% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 11 of 28).
- Widest gap: equity / assets trails 75% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 21 of 28).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.13%
Rank 19 of 28
Net Interest Margin
3.89%
Rank 20 of 28
Efficiency Ratio
60.19%
Rank 11 of 28
Equity / Assets
9.58%
Rank 21 of 28
Non-interest income vs. expense
Unfavorable gap of $15.5M · efficiency ratio beats 64% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 1.12% | 1.22% | 1.47% | Beats 32% | 19 / 28 | | |
| Return on Equity | 11.84% | 8.64% | 12.47% | 13.41% | Beats 39% | 17 / 28 | | |
| Net Interest Margin | 3.89% | 3.77% | 4.06% | 4.51% | Beats 29% | 20 / 28 | | |
| Efficiency Ratio | 60.19% | 57.39% | 61.94% | 66.78% | Beats 64% | 11 / 28 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | n/a | 0.28% | 1.06% | Beats 54% | 14 / 28 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.20% | Beats 57% | 13 / 28 | | |
| Capital |
| Tier 1 Capital Ratio | 12.56% | 12.55% | 13.77% | 17.51% | Beats 29% | 20 / 28 | | |
| Total Risk-Based Capital Ratio | 13.61% | 12.59% | 14.62% | 18.18% | Beats 36% | 18 / 28 | | |
| Equity / Assets | 9.58% | 9.58% | 11.17% | 13.58% | Beats 25% | 21 / 28 | | |
| Liquidity & Funding |
| Loans / Deposits | 84.21% | 66.90% | 84.79% | 89.14% | 43rd pctl | 16 / 28 | | |
| Loans / Assets | 75.72% | 57.58% | 73.59% | 77.32% | 64th pctl | 10 / 28 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |