PackageTrendsPeer
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UBS Painewebber Trust Company, National Association

Weehawken, NJ · Cert 57388

FDIC

Q2 2015

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2015, the quarter ended June 30, 2015, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

UBS Painewebber Trust Company, National Association

Weehawken, NJ · Cert 57388

FDIC

Q2 2015

$50.1MAssets
n/aLoans
n/aDeposits
$48.4MEquity

NIM

0.23%Q2 ’130.22%Q2 ’140.21%Q2 ’15-6%-4%

Non-interest income vs. expense

16.21%Q2 ’1328.13%Q2 ’1429.59%Q2 ’15+225%+18%

Executive Summary

  • Earnings: ROA of -5.25%, down 77 bps year over year; NIM at 0.21%.
  • Capital: tier 1 leverage ratio of 95.96%.

Financial Results

Return on Assets (YTD, annualized)

-5.25%-77 bps YoY

Net Interest Margin (YTD, annualized)

0.21%-1 bps YoY

Efficiency Ratio (YTD, annualized)

122.07%+313 bps YoY

Tier 1 Leverage Ratio

95.96%

Year to date, annualized, through each quarter.

MetricQ2 2014Q3 2014Q4 2014Q1 2015Q2 2015YoY ΔTrend
Earnings
Return on Assets-4.48%-11.24%-10.49%-4.42%-5.25%-77 bps
Return on Equity-4.61%-11.79%-11.03%-4.65%-5.49%-88 bps
Net Interest Margin0.22%0.22%0.22%0.23%0.21%-1 bps
Efficiency Ratio118.94%152.34%145.89%118.28%122.07%+313 bps
Non-Interest Burden4.70%11.57%10.76%4.60%5.56%+86 bps
Growth
Asset Growth (YoY)-3.22%-0.39%-6.70%-11.81%-9.47%-624 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/a93.52%95.96%n/a
Total Risk-Based Capital116.71%93.11%97.16%458%465%+34,812 bps
Equity / Assets98.27%89.91%93.63%96.65%96.68%-159 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/a
Liquid Assets / Assets92.05%90.04%88.31%92.23%91.74%-32 bps
CRE / Total Capitaln/an/an/an/an/an/an/a