Sioux Falls, SD · Cert 57326
FDIC
Q2 2002
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q4 2001 | Q1 2002 | Q2 2002 | YoY Δ | Trend |
|---|---|---|---|---|---|
| Earnings | |||||
| Return on Assets | -1.69% | -1.36% | -2.05% | n/a | |
| Return on Equity | n/a | -1.36% | -2.05% | n/a | |
| Net Interest Margin | 0.00% | 0.00% | 0.00% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a |
| Non-Interest Burden | 1.68% | 2.73% | 2.75% | n/a | |
| Growth | |||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 509% | 521% | 518% | n/a | |
| Equity / Assets | 100.00% | 100.00% | 100.00% | n/a | |
| Liquidity & Funding | |||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | n/a | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a |