Town & Country Bank
Las Vegas, NV · Cert 57312 · Peer group: banks under $1B in assets (n=581-629) · R Dean Phillips Bk Tr Dated 11-19-2004
State charter, non-member · FDIC · 6 affiliate banks · 4 branches (43 in holding)
Q2 2026
$206.9MAssets
$175.2MLoans
$169.9MDeposits
$31.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: total risk-based capital ratio trails 48% of banks under $1B in assets (rank 299 of 629).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
1.94%
Rank 81 of 629
Net Interest Margin
4.68%
Rank 49 of 629
Efficiency Ratio
47.29%
Rank 52 of 629
Equity / Assets
15.23%
Rank 137 of 629
Non-interest income vs. expense
Unfavorable gap of $4.8M · efficiency ratio beats 92% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.94% | 0.60% | 1.01% | 1.45% | Beats 87% | 81 / 629 | |
| Return on Equity | 12.77% | 5.38% | 9.30% | 13.28% | Beats 71% | 180 / 629 | |
| Net Interest Margin | 4.68% | 3.03% | 3.54% | 4.05% | Beats 92% | 49 / 629 | |
| Efficiency Ratio | 47.29% | 58.35% | 67.79% | 79.08% | Beats 92% | 52 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 14.86% | 11.24% | 13.84% | 18.77% | Beats 59% | 260 / 629 | |
| Total Risk-Based Capital Ratio | 14.86% | 11.58% | 14.43% | 19.66% | Beats 52% | 299 / 629 | |
| Equity / Assets | 15.23% | 9.09% | 10.65% | 13.80% | Beats 78% | 137 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 103.12% | 67.24% | 80.90% | 93.48% | 90th pctl | 61 / 594 | |
| Loans / Assets | 84.66% | 53.31% | 67.71% | 78.15% | 91st pctl | 54 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |