Western Alliance Trust Company, National Association
Phoenix, AZ · Cert 57288 · Peer group: banks under $1B in assets (n=620)
FDIC
Q2 2026
$64.0MAssets
$0KLoans
$0KDeposits
$57.0MEquity
Executive Summary
- Strongest standing: return on assets outperforms 98% of banks under $1B in assets (rank 15 of 620).
- Widest gap: net interest margin trails 94% of banks under $1B in assets (rank 580 of 620).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
14.16%
Rank 15 of 620
Net Interest Margin
2.23%
Rank 580 of 620
Efficiency Ratio
67.22%
Rank 298 of 620
Equity / Assets
88.97%
Rank 18 of 620
Non-interest income vs. expense
Favorable gap of $10.8M · efficiency ratio beats 52% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 14.16% | 0.60% | 1.00% | 1.45% | Beats 98% | 15 / 620 | |
| Return on Equity | 15.91% | 5.30% | 9.30% | 13.29% | Beats 87% | 80 / 620 | |
| Net Interest Margin | 2.23% | 3.02% | 3.53% | 4.04% | Beats 6% | 580 / 620 | |
| Efficiency Ratio | 67.22% | 58.35% | 68.08% | 79.37% | Beats 52% | 298 / 620 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 94.88% | 11.27% | 13.87% | 18.78% | Beats 95% | 32 / 620 | |
| Total Risk-Based Capital Ratio | 94.88% | 11.69% | 14.57% | 19.67% | Beats 95% | 32 / 620 | |
| Equity / Assets | 88.97% | 9.03% | 10.60% | 13.73% | Beats 97% | 18 / 620 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 51.85% | 67.17% | 77.86% | 0th pctl | 574 / 620 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |