Wilmington, DE · Cert 57203 · Barclays PLC
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 5.2% share · #3 of 88 inst. · $35.3B of $685.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.82% | 1.08% | 1.45% | 1.37% | 1.07% | 0.87% | 1.37% | 2.40% | +103 bps | |
| Return on Equity | 6.28% | 8.21% | 10.78% | 9.96% | 7.80% | 6.36% | 10.02% | 17.40% | +744 bps | |
| Net Interest Margin | 10.63% | 10.26% | 10.21% | 10.46% | 10.34% | 10.36% | 10.86% | 10.63% | +17 bps | |
| Efficiency Ratio | 62.29% | 62.81% | 63.03% | 65.11% | 64.87% | 64.66% | 60.79% | 54.95% | -1,015 bps | |
| Non-Interest Burden | 6.02% | 5.91% | 5.78% | 6.21% | 6.16% | 6.18% | 6.11% | 4.16% | -204 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.41% | 7.45% | 12.05% | 9.56% | 13.51% | 6.58% | 3.03% | -1.27% | -1,083 bps | |
| Loan Growth (YoY) | 4.25% | 2.80% | 4.98% | 5.52% | 10.69% | 10.62% | 10.24% | -10.00% | -1,553 bps | |
| Deposit Growth (YoY) | 7.06% | 11.69% | 16.74% | 15.72% | 14.98% | 7.60% | 4.86% | 1.12% | -1,460 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.63% | 1.69% | 1.71% | 1.63% | 1.59% | 1.70% | 1.77% | 1.67% | +5 bps | |
| Net Charge-Offs / Loans | 4.75% | 4.41% | 4.11% | 3.82% | 3.50% | 3.33% | 3.77% | 4.73% | +91 bps | |
| Allowance / Loans | 8.10% | 7.24% | 7.31% | 6.91% | 7.12% | 7.21% | 7.46% | 8.92% | +201 bps | |
| Allowance Coverage of NPLs | 5.0x | 4.3x | 4.3x | 4.2x | 4.5x | 4.3x | 4.2x | 5.3x | +1.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 13.14% | 12.95% | 12.56% | 13.21% | 12.88% | 12.67% | 12.60% | 10.76% | -246 bps | |
| Total Risk-Based Capital | 16.87% | 16.57% | 17.38% | 18.00% | 17.38% | 16.56% | 17.27% | 17.04% | -96 bps | |
| Equity / Assets | 14.01% | 13.21% | 13.68% | 14.40% | 13.64% | 13.45% | 14.01% | 13.87% | -53 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 97.80% | 93.32% | 89.42% | 94.10% | 94.14% | 95.94% | 94.01% | 83.74% | -1,035 bps | |
| Liquid Assets / Assets | 13.29% | 18.04% | 21.03% | 16.82% | 17.91% | 15.43% | 16.62% | 23.51% | +669 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.09% | 0.08% | 0.07% | n/a | n/a | |