Wilmington, DE · Cert 57203 · Barclays PLC
State charter, non-member · FDIC · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks over $10B in assets (n=142 to 144). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
83
Asset Quality
7
Profitability
93
Liquidity
95
Efficiency
53
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Wilmington, DE · Cert 57203 · Barclays PLC
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 5.2% share · #3 of 88 inst. · $35.3B of $685.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.82% | 1.08% | 1.45% | 1.37% | 1.07% | 0.87% | 1.37% | 2.40% | +103 bps | |
| Return on Equity | 6.28% | 8.21% | 10.78% | 9.96% | 7.80% | 6.36% | 10.02% | 17.40% | +744 bps | |
| Net Interest Margin | 10.63% | 10.26% | 10.21% | 10.46% | 10.34% | 10.36% | 10.86% | 10.63% | +17 bps | |
| Efficiency Ratio | 62.29% | 62.81% | 63.03% | 65.11% | 64.87% | 64.66% | 60.79% | 54.95% | -1,015 bps | |
| Non-Interest Burden | 6.02% | 5.91% | 5.78% | 6.21% | 6.16% | 6.18% | 6.11% | 4.16% | -204 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.41% | 7.45% | 12.05% | 9.56% | 13.51% | 6.58% | 3.03% | -1.27% | -1,083 bps | |
| Loan Growth (YoY) | 4.25% | 2.80% | 4.98% | 5.52% | 10.69% | 10.62% | 10.24% | -10.00% | -1,553 bps | |
| Deposit Growth (YoY) | 7.06% | 11.69% | 16.74% | 15.72% | 14.98% | 7.60% | 4.86% | 1.12% | -1,460 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.63% | 1.69% | 1.71% | 1.63% | 1.59% | 1.70% | 1.77% | 1.67% | +5 bps | |
| Net Charge-Offs / Loans | 4.75% | 4.41% | 4.11% | 3.82% | 3.50% | 3.33% | 3.77% | 4.73% | +91 bps | |
| Allowance / Loans | 8.10% | 7.24% | 7.31% | 6.91% | 7.12% | 7.21% | 7.46% | 8.92% | +201 bps | |
| Allowance Coverage of NPLs | 5.0x | 4.3x | 4.3x | 4.2x | 4.5x | 4.3x | 4.2x | 5.3x | +1.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 13.14% | 12.95% | 12.56% | 13.21% | 12.88% | 12.67% | 12.60% | 10.76% | -246 bps | |
| Total Risk-Based Capital | 16.87% | 16.57% | 17.38% | 18.00% | 17.38% | 16.56% | 17.27% | 17.04% | -96 bps | |
| Equity / Assets | 14.01% | 13.21% | 13.68% | 14.40% | 13.64% | 13.45% | 14.01% | 13.87% | -53 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 97.80% | 93.32% | 89.42% | 94.10% | 94.14% | 95.94% | 94.01% | 83.74% | -1,035 bps | |
| Liquid Assets / Assets | 13.29% | 18.04% | 21.03% | 16.82% | 17.91% | 15.43% | 16.62% | 23.51% | +669 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.09% | 0.08% | 0.07% | n/a | n/a | |
Wilmington, DE · Cert 57203 · Peer group: banks over $10B in assets (n=142-144) · Barclays PLC
State charter, non-member · FDIC · 1 branch
Q2 2026
Return on Assets
2.53%
Rank 8 of 144
Net Interest Margin
10.63%
Rank 3 of 144
Efficiency Ratio
55.57%
Rank 69 of 144
Equity / Assets
13.87%
Rank 22 of 144
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 2.53% | 1.00% | 1.26% | 1.54% | Beats 94% | 8 / 144 | ||
| Return on Equity | 18.25% | 8.98% | 11.34% | 14.40% | Beats 87% | 19 / 144 | ||
| Net Interest Margin | 10.63% | 2.82% | 3.31% | 3.68% | Beats 98% | 3 / 144 | ||
| Efficiency Ratio | 55.57% | 49.42% | 56.02% | 62.41% | Beats 53% | 69 / 144 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.67% | 0.48% | 0.73% | 1.07% | Beats 11% | 128 / 142 | ||
| Net Charge-Offs / Loans | 3.12% | 0.05% | 0.11% | 0.22% | Beats 3% | 139 / 142 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.70% | 12.07% | 12.98% | 14.92% | Beats 82% | 26 / 144 | ||
| Total Risk-Based Capital Ratio | 17.04% | 13.39% | 14.14% | 16.25% | Beats 82% | 26 / 144 | ||
| Equity / Assets | 13.87% | 9.69% | 11.39% | 12.96% | Beats 85% | 22 / 144 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 83.74% | 75.72% | 84.92% | 91.56% | 45th pctl | 79 / 143 | ||
| Loans / Assets | 68.06% | 59.83% | 69.07% | 74.80% | 42nd pctl | 83 / 144 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||