PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

M&I Bank of Mayville

Mayville, WI · Cert 57193

FDIC

Q3 2012

$3.1MAssets
n/aLoans
$573KDeposits
$2.4MEquity
Deposit mix
87%Interest-bearing $500K13%Noninterest $73KQ4 2010Q3 2012

Executive Summary

  • Earnings: ROA of 0.13%, up 26 bps year over year; NIM at 0.13%.
  • Funding: loans stand at 0.00% of deposits as of Q3 2012.

Return on Assets (quarter, annualized)

0.13%+26 bps YoY

Net Interest Margin (quarter, annualized)

0.13%+38 bps YoY

Efficiency Ratio (quarter, annualized)

98.97%+3 bps YoY

Tier 1 Leverage Ratio

n/a
n/a

NIM

0.26%Q3 ’10-0.25%Q3 ’110.13%Q3 ’12-196%+153%

Non-interest income vs. expense

42.19%Q3 ’10-24.73%Q3 ’1125.29%Q3 ’12-5%

Discrete quarter, annualized.

MetricQ4 2010Q1 2011Q2 2011Q3 2011Q4 2011Q1 2012Q2 2012Q3 2012YoY ΔTrend
Earnings
Return on Assets0.25%0.13%0.13%-0.13%0.13%0.13%0.13%0.13%+26 bps
Return on Equity0.33%0.17%0.17%-0.17%0.17%0.17%0.17%0.17%+33 bps
Net Interest Margin0.26%0.26%0.26%-0.25%0.13%0.26%0.26%0.13%+38 bps
Efficiency Ratio98.71%99.00%99.47%98.94%99.46%98.97%99.48%98.97%+3 bps
Non-Interest Burden-0.13%0.00%0.13%-0.12%0.00%0.00%0.13%-0.13%-1 bps
Growth
Asset Growth (YoY)2.47%-0.69%-0.40%-8.70%-2.99%0.13%2.25%2.28%+1,098 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)13.06%-4.81%1.69%-34.19%-11.88%4.86%11.81%12.35%+4,655 bps
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capital393%405%405%409%405%404%397%402%-685 bps
Equity / Assets77.06%79.42%79.40%80.23%79.57%79.44%77.78%78.57%-165 bps
Liquidity & Funding
Loans / Deposits0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a