Mayville, WI · Cert 57193
FDIC
Q3 2012
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2011 | Q4 2011 | Q1 2012 | Q2 2012 | Q3 2012 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.13% | 0.13% | 0.13% | 0.13% | 0.13% | +26 bps | |
| Return on Equity | -0.17% | 0.17% | 0.17% | 0.17% | 0.17% | +33 bps | |
| Net Interest Margin | -0.25% | 0.13% | 0.26% | 0.26% | 0.13% | +38 bps | |
| Efficiency Ratio | 98.94% | 99.46% | 98.97% | 99.48% | 98.97% | +3 bps | |
| Non-Interest Burden | -0.12% | 0.00% | 0.00% | 0.13% | -0.13% | -1 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -8.70% | -2.99% | 0.13% | 2.25% | 2.28% | +1,098 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | -34.19% | -11.88% | 4.86% | 11.81% | 12.35% | +4,655 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 409% | 405% | 404% | 397% | 402% | -685 bps | |
| Equity / Assets | 80.23% | 79.57% | 79.44% | 77.78% | 78.57% | -165 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |