Kansas City, MO · Cert 57160
National charter · OCC · 1 branch
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.0% share · #110 of 114 inst. · $0.0B of $99.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 23.81% | 17.76% | 5.29% | 22.93% | 18.12% | 20.03% | 11.29% | 21.17% | -175 bps | |
| Return on Equity | 30.22% | 23.43% | 7.65% | 31.93% | 24.75% | 26.76% | 14.03% | 26.42% | -551 bps | |
| Net Interest Margin | 5.66% | 5.40% | 4.28% | 4.87% | 4.69% | 4.69% | 3.21% | 3.09% | -178 bps | |
| Efficiency Ratio | 68.97% | 71.83% | 87.43% | 74.45% | 79.37% | 77.67% | 84.22% | 72.63% | -182 bps | |
| Non-Interest Burden | -28.25% | -24.98% | -9.90% | -26.94% | -19.62% | -21.93% | -11.00% | -25.00% | +194 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -16.06% | -18.30% | -8.86% | -2.72% | -16.13% | -11.69% | 10.54% | 7.04% | +976 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 85.18% | 64.78% | 77.48% | 82.72% | 72.47% | 84.13% | 80.21% | 83.70% | +99 bps | |
| Total Risk-Based Capital | 333% | 280% | 308% | 297% | 374% | 362% | 346% | 295% | -237 bps | |
| Equity / Assets | 81.39% | 63.37% | 75.98% | 76.89% | 77.84% | 81.63% | 79.38% | 79.56% | +267 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 31.90% | 33.30% | 19.63% | 27.01% | 25.08% | 25.44% | 29.34% | 30.41% | +340 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |