Kansas City, MO · Cert 57160
National charter · OCC · 1 branch
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.0% share · #110 of 114 inst. · $0.0B of $99.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 17.34% | -0.99% | 5.29% | 42.01% | 7.50% | 26.60% | 11.29% | 30.43% | -1,158 bps | |
| Return on Equity | 21.63% | -1.36% | 7.65% | 54.94% | 9.70% | 33.34% | 14.03% | 38.29% | -1,665 bps | |
| Net Interest Margin | 4.95% | 4.66% | 4.28% | 5.77% | 4.53% | 3.76% | 3.21% | 3.14% | -263 bps | |
| Efficiency Ratio | 76.36% | 80.76% | 87.43% | 64.79% | 90.30% | 72.39% | 84.22% | 63.23% | -156 bps | |
| Non-Interest Burden | -18.49% | -15.39% | -9.90% | -44.68% | -5.96% | -24.99% | -11.00% | -39.57% | +511 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -16.06% | -18.30% | -8.86% | -2.72% | -16.13% | -11.69% | 10.54% | 7.04% | +976 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 85.18% | 64.78% | 77.48% | 82.72% | 72.47% | 84.13% | 80.21% | 83.70% | +99 bps | |
| Total Risk-Based Capital | 333% | 280% | 308% | 297% | 374% | 362% | 346% | 295% | -237 bps | |
| Equity / Assets | 81.39% | 63.37% | 75.98% | 76.89% | 77.84% | 81.63% | 79.38% | 79.56% | +267 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 31.90% | 33.30% | 19.63% | 27.01% | 25.08% | 25.44% | 29.34% | 30.41% | +340 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |